Senior Associate, Pricing Strategy and Analytics

JPMorgan Chase & Co.•Wilmington, DE

About The Position

As a Senior Associate in Card Pricing, you will conduct extensive analysis of existing and proposed pricing strategies and develop actionable recommendations for Consumer APR pricing. You will help identify opportunities to optimize pricing for new acquisitions and existing portfolios, evaluate past pricing tests, develop predictive lifecycle analytics, and assess pricing elasticity among existing customers. The role partners closely with Finance, Risk, and Product to quantify initiative benefits and supports the analytical development of junior team members.

Requirements

  • At least 3 years of experience in business or quantitative analytics, with a demonstrated track record of solving difficult problems.
  • Bachelor's degree or higher; a quantitative discipline is preferred but not required.
  • Practical experience with at least one query language, such as SQL or SAS.
  • Fluency with the Microsoft Office suite.
  • Ability to manage multiple priorities and projects without sacrificing quality or attention to detail.
  • Authorization to work for any employer in the United States; the employer cannot provide or take over immigration sponsorship.

Nice To Haves

  • Detail-oriented approach, with demonstrated pride and ownership in individual projects.
  • Understanding of key drivers within Card profit and loss.
  • Statistical proficiency and comfort with predictive or projective analysis, including sensitivities and producing strong analytics without a strict A/B test.
  • Excellent written and verbal communication.

Responsibilities

  • Identify and develop opportunities to optimize Consumer pricing for new acquisitions and existing portfolios.
  • Conduct statistical analysis of past pricing tests and propose new testing frameworks to improve acquisition strategies and APRs.
  • Quantify the impact of overlapping pricing processes, such as CIT, behavioral pricing, and Six Month Review, and build predictive lifecycle analytics to understand lifetime customer behavior.
  • Identify pricing elasticity within the existing customer base and refine ongoing pricing strategies for existing customers.
  • Partner with Finance, Risk, and Product to quantify the benefits of initiatives.
  • Lead by example and foster the analytical development of more junior team members.

Benefits

  • Competitive total rewards package, including base salary determined by role, experience, skill set, and location.
  • Eligible roles may receive commission-based pay and/or discretionary incentive compensation in cash and/or forfeitable equity.
  • Comprehensive health care coverage.
  • On-site health and wellness centers.
  • Retirement savings plan.
  • Backup childcare.
  • Tuition reimbursement.
  • Mental health support.
  • Financial coaching.
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