Rural 1st Loan Officer

Farm Credit Mid-America•Rensselaer, IN

9d•$60,265 - $125,909•Hybrid

About The Position

The Rural 1st Loan Officer drives revenue growth by originating high-quality consumer loans and building long-term customer relationships within an assigned territory. Using market knowledge and a consultative sales approach, the officer identifies opportunities, provides appropriate credit solutions, and partners with internal teams to support customers throughout the loan lifecycle. This role independently handles routine and recurring work, applies established procedures, and manages assigned responsibilities while collaborating with others to support business outcomes. The position involves developing functional knowledge, judgment, and problem-solving skills within defined parameters. It is full-time and hybrid, with 50%–75% travel required. The stated annual salary range is $60,265 to $125,909; final compensation depends on experience, skills, education, qualifications, and budget.

Requirements

High school diploma or GED and 5 years of relevant experience.
Ability to travel 50%–75%.
The role may require a valid driver's license and the ability to drive long distances.

Nice To Haves

Bachelor's degree with 1 year of relevant experience is preferred.

Responsibilities

Generate new business and expand market presence through prospecting, networking, referrals, and community involvement while strengthening the Rural 1st brand.
Build trusted customer relationships by understanding financial goals and capacity and offering lending solutions aligned with customer needs and business objectives.
Originate sound credit by collecting and evaluating financial information and recommending loan structures, terms, and collateral positions that balance customer needs with risk standards.
Guide customers through the loan process from application through underwriting, closing, construction, and servicing, coordinating with internal partners.
Build and manage a sales pipeline with internal partners, tracking progress and communicating timelines, expectations, and credit decisions.
Support portfolio performance and customer retention by working with servicing, construction, customer care, and resolutions teams to address ongoing needs and identify cross-sell opportunities.
Complete routine assignments independently using established procedures and sound judgment.
Apply working knowledge to resolve common issues and identify when guidance is needed.
Communicate clearly with teammates and internal partners to coordinate work.
Organize workload to meet deadlines and deliver reliable outcomes.
Contribute ideas to improve processes, accuracy, and effectiveness.
Use available tools and resources to resolve straightforward issues and build confidence.