Retail Mortgage Loan Originator

Truist Bank • Louisville, KY

11d

About The Position

Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures, while consistently and effectively referring mortgage clients to other bank services, including qualifying packages of services and insurance products. The role develops mortgage business, advises clients on mortgage options, and supports the mortgage fulfillment process.

Requirements

• At least 1 year of experience in a banking and/or lending environment, with basic knowledge of residential property types.
• Good organizational, written, and verbal communication skills.
• Solid interpersonal and negotiation skills.
• Demonstrated proficiency in relevant computer applications.
• Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in the role, including new or transfer of registration, and pass the applicable NMLS acceptable background check.
• Able to work all scheduled hours, including overtime as directed by a manager or supervisor and as required by business needs.
• Able to sit, stand, and walk frequently; lift up to 25 pounds; access and interpret client information on a computer; hear and speak with individuals in person and by phone; and operate standard office equipment.
• Travel up to 75%.

Nice To Haves

• Bachelor's degree in Business, Marketing, Accounting, or related studies, or equivalent financial sales experience.
• Two or more years of experience in residential mortgage lending, with solid knowledge of the local market and regulations.
• Previous sales awards and leadership positions.

Responsibilities

• Execute effective mortgage marketing and development plans to meet or exceed agreed-upon mortgage production goals.
• Maintain thorough knowledge of Mortgage Strategies, Policies and Procedures, and the secondary-market investor guidelines used by Truist.
• Comply with Truist policies and procedures related to internal and external rules and regulations, particularly state and federal laws.
• Provide clients with sound mortgage advice based on their needs and an understanding of Truist Mortgage products and their benefits.
• Follow Truist's referral process by introducing mortgage clients to other bank solutions to deepen client relationships.
• Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up identified through quality control or post-closing review.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• Disability insurance
• Accidental death and dismemberment coverage
• Tax-preferred savings accounts
• 401(k) plan
• At least 10 days of vacation during the first year, prorated based on hire date and full-time or part-time status
• 10 sick days, prorated
• Paid holidays
• Depending on position and division, eligibility for a defined benefit pension plan, restricted stock units, and/or a deferred compensation plan

What This Job Offers

• Job Type: Full-time
• Education Level: No Education Listed