Mortgage Loan Originator
About The Position
United Bank is seeking a full-time Mortgage Loan Originator for the West Michigan market. This role focuses on building customer relationships and generating sales for home loan applications and closings. The bank welcomes applicants with several years of mortgage experience as well as those who are new to the industry. The Mortgage Loan Originator assists new and existing customers with inquiries and mortgage information, interviews loan applicants, and explains suitable mortgage and related bank products. The position involves completing loan applications and related documents and reviewing customer financial statements, credit reports, employment profiles, and real estate property information to preliminarily evaluate mortgage qualifications. The role also includes compliance responsibilities and may involve special projects or additional duties. Employees need transportation to meet clients on and off site; they may conduct construction inspections and must be able to work varied evening and weekend hours.
Requirements
- Bachelor’s degree from a four-year college or university.
- 1 to 2 years of related experience and/or training.
- Competency in Microsoft Word, Excel, Interfaces, and Web applications.
- Register for and maintain an NMLS Unique Identifying Number.
- Have transportation to meet with clients on and off site.
- Ability to work varied evening and weekend hours.
- Regular sitting; occasional standing and walking; use of hands and arms; ability to talk and hear; clear vision at 20 inches or less; and ability to identify and distinguish colors.
Responsibilities
- Build customer relationships and generate sales in the assigned market for home loan applications and closings.
- Assist new and existing customers with inquiries and provide mortgage information.
- Interview loan applicants and explain appropriate mortgage products and related bank products.
- Complete loan applications and related documents.
- Examine customer financial statements, credit reports, employment profiles, and real estate property information to preliminarily evaluate mortgage qualifications.
- Meet with clients on and off site using personal transportation.
- Conduct construction inspections as needed.
- Fulfill compliance responsibilities related to the position.
- Complete special projects or additional duties as assigned.
Benefits
- Paid vacation and sick leave (ESTA).
- Health, dental, vision, and life insurance.
- Long- and short-term disability.
- 401(k) retirement plan with company match.
- Education reimbursement.
- Wellness opportunities.
- Training and development opportunities.
- Pay for performance.
- Promote-from-within philosophy.
- Bank products and services.
- Veteran-friendly employer.
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
