Retail Mortgage Loan Originator

Truist Bank • Sterling, VA

8d

About The Position

Responsible for sales and marketing of Truist Mortgage Loan products in accordance with bank policies and procedures, while making consistent, effective referrals of mortgage clients to other bank services, including qualifying packages of services and insurance products. The role provides mortgage advice based on client needs and knowledge of Truist Mortgage products, supports mortgage production goals, and assists Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up when required by quality control or post-closing review.

This position is paid solely on commissions based on the applicable standard commission rate and terms, which may include a salary draw. The role is regular and requires English fluency. It is a first-shift position, with availability for scheduled hours, overtime as directed by a manager or supervisor, and travel up to 75%.

Requirements

• At least 1 year of experience in a banking and/or lending environment, with basic knowledge of residential property types.
• Good organizational, written, and verbal communication skills.
• Solid interpersonal and negotiation skills.
• Demonstrated proficiency in relevant computer applications.
• Must comply with the SAFE Mortgage Licensing Act within 30 days of employment in this role, including new or transfer of registration, and meet applicable NMLS acceptable background check requirements.
• Able to work all scheduled hours, including overtime as directed by a manager or supervisor and required by business need.
• Able to travel up to 75%.
• Able to sit, stand, and walk frequently (25%–50% of the time), and lift up to 25 lbs.
• Able to access and interpret client information received from a computer and hear and speak with individuals in person and on the phone.
• Able to use standard office equipment, including a PC keyboard and mouse, copy/fax machines, and printers.

Nice To Haves

• Bachelor's degree in Business, Marketing, Accounting, or related studies, or equivalent financial sales experience.
• Two or more years of experience in residential mortgage lending, with solid knowledge of the local market and regulations.
• Previous sales awards and leadership positions.

Responsibilities

• Execute mortgage marketing and development plans to meet or exceed agreed-upon mortgage production goals.
• Maintain thorough knowledge of Mortgage Strategies, Policies and Procedures and the secondary-market investor guidelines used by Truist.
• Comply with Truist policies and procedures related to internal and external rules and regulations, particularly state and federal law.
• Provide clients with sound mortgage advice based on an understanding of their needs and Truist Mortgage products and benefits.
• Follow Truist's referral process by introducing mortgage clients to other bank solutions to deepen client opportunities.
• Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined through quality control or post-closing review.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• Disability insurance
• Accidental death and dismemberment coverage
• Tax-preferred savings accounts
• 401(k) plan
• At least 10 days of vacation during the first year, prorated based on hire date and full-time or part-time status
• 10 sick days, prorated
• Paid holidays
• May be eligible, depending on position and division, for a defined benefit pension plan, restricted stock units, and/or a deferred compensation plan

What This Job Offers

• Job Type: Full-time
• Education Level: No Education Listed