CNB Bank, Residential Loan Processor

CNB Financial Corporation•Clearfield, PA

1d•$15 - $23•Onsite

About The Position

The Residential Loan Processor handles documents for real estate loans and assists underwriters, lenders, appraisers, and the closing team to finalize loans in a timely and complete manner. The position prepares and supervises documentation for Home Equity loans, coordinates with underwriters and the closing team, maintains complete and accurate loan files that meet regulatory and internal requirements, and tracks undisclosed loans for compliance. Additional responsibilities may be assigned. The role has three position levels, with higher levels incorporating the expectations of the levels below. Level I supports loan applications by gathering and organizing documentation for underwriting, coordinating with loan officers and underwriters to obtain information or resolve discrepancies, and preparing closing documents and conditions for disbursement. Level II additionally monitors multiple loans and deadlines, resolves processing and mortgage-filing issues, provides guidance, applies a strong understanding of loan regulations, tracks loan status proactively, and supports and trains junior processors, closers, and funders. Level III additionally updates training materials, troubleshoots and tests loans in a UAT environment, and supports the Home Equity Team Leader. The position is based professionally in an office environment, with considerable desk time using office equipment and frequent communication and interaction with others. Occasional travel to market areas and offsite seminars or training sessions may be required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. CNB Bank describes its workplace expectations through attitudes of respect, client focus, and inclusion; behaviors of leadership, integrity, collaboration, and community volunteerism; and competencies including accountability, innovation, and professionalism. Employees are encouraged to pursue professional development through relevant training, workshops, certifications, educational resources, stretch assignments, and cross-functional opportunities. Position level is commensurate with knowledge, experience, and education.

Requirements

High school diploma or GED required.
Ability to read, comprehend, and interpret documents.
Professional communication and interpersonal skills, including the ability to write and speak effectively one-on-one and before groups.
Ability to communicate directly and effectively with clients.
Ability to use telephone systems and digital tools, including email, the internet, and intranet.
Prior experience with, or ability to learn, the Empower core transaction system, statement processing system, and other computer programs pertinent to the job.
Ability to perform arithmetic operations, compute rates, ratios, and percentages, and draw and interpret bar graphs.
Ability to follow written, oral, or diagrammed instructions and solve challenging problems involving several variables in standardized situations.
Ability to perform the essential functions in an office environment, including considerable time at a desk using computers, phones, and printers.
Ability to travel occasionally to market areas and attend offsite seminars or training sessions.
Background screening will be conducted.

Nice To Haves

Secondary education with related experience is preferred.

Responsibilities

Prepare and supervise documents for all Home Equity loans.
Coordinate with underwriters and the closing team to support a timely loan process.
Ensure loan files are complete, accurate, and meet regulatory and internal requirements.
Track undisclosed loans to maintain compliance.
Coordinate with loan officers and underwriters to obtain missing information or clarify discrepancies.
Organize and prepare loan files for underwriting.
Prepare closing documents and ensure all conditions are met for disbursement.
Monitor multiple loans, deadlines, and file progress, and proactively resolve issues that could delay processing.
Resolve issues such as missing documents and mortgage filing for audits.
Support and train junior processors, closers, and funders.
Organize and update training materials.
Troubleshoot and test loans within a UAT environment.
Provide support to the Home Equity Team Leader.

Benefits

Medical, dental, vision, and life insurance.
401(k) with company match.
Paid time off and recognized holidays.
Leave policies.
Voluntary benefit options, including life, accident, critical illness, hospital indemnity, and pet coverage.
Employee Assistance Program.
Employee Health & Wellness Program.
Special loan and deposit rates.
Gradifi Student Loan Paydown Plan.
Rewards and recognition programs.