Remote Coverage Specialist

AIL•Las Vegas, NV

2d•$90,000 - $119,981•Remote

About The Position

AO Globe Life is seeking Financial Wellness Representatives to support clients as they review insurance decisions and learn about products designed to provide financial protection during unexpected life events. The role includes virtual appointments, identifying coverage needs, presenting life, accident, and supplemental health insurance options, and explaining benefits and next steps. The company provides warm leads, onboarding, online training, coaching, mentorship, licensing guidance, and opportunities for professional development and advancement. This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Candidates must obtain the appropriate state Life & Health Insurance License before performing licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and licensing requirements at their own expense. Candidates provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace. Specific licensing requirements, fees, compensation, and contractor terms may vary by state and are reviewed during hiring and onboarding. No prior insurance experience is required.

Requirements

Strong written and verbal communication skills.
People-oriented approach.
Professional listening skills.
Detail-oriented and organized work habits.
Comfort with computers and virtual communication.
Ability to work independently while participating in a team culture.
At least 18 years of age and legally eligible to work in the United States.
Provide a computer or laptop, webcam, reliable high-speed internet, and professional remote workspace.
Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
Self-motivated, coachable, and comfortable working independently.

Nice To Haves

No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided.

Responsibilities

Conduct virtual appointments with prospective clients.
Identify individual and family coverage needs.
Present life, accident, and supplemental health insurance options.
Help clients understand benefits and next steps.
Build relationships through timely follow-up.
Maintain a client-first, professional approach.
Complete required training and participate in virtual meetings.
Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.