Remote Coverage Specialist

AIL•Stockton, CA
•Remote

About The Position

AO Globe Life is hiring a Remote Financial Services Consultant to help clients explore insurance solutions that may support their financial protection needs. The position involves meeting virtually with individuals and families, learning about their situations, and explaining life, supplemental health, and accident insurance options. The company offers training, warm leads, mentorship, and opportunities for career advancement. This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided. Candidates must obtain the appropriate state Life & Health Insurance License before performing licensed insurance activities and complete any required coursework, examinations, and licensing requirements at their own expense. Specific licensing requirements, fees, compensation, and contractor terms may vary by state.

Requirements

  • Excellent communication and listening skills.
  • Professional, dependable, and people-oriented.
  • Strong attention to detail.
  • Comfortable working with technology and virtual meetings.
  • Positive attitude and willingness to learn.
  • Ability to work independently and collaboratively.
  • At least 18 years of age and legally eligible to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.

Responsibilities

  • Connect with prospective clients and schedule virtual meetings.
  • Conduct needs-based discussions with individuals and families.
  • Explain available life, accident, and supplemental health insurance options.
  • Provide clear answers to client questions.
  • Recommend appropriate products and services based on client needs.
  • Complete timely follow-up communication.
  • Build professional client relationships.
  • Participate in ongoing training and coaching.

Benefits

  • 100% remote opportunity.
  • Company-provided warm leads.
  • Weekly pay structure.
  • Unlimited income potential.
  • Medical premium reimbursement.
  • Digital training resources available across devices.
  • Daily mentorship and coaching.
  • Performance incentive programs.
  • No overhead costs.
  • OPEIU Local 277 union representation.
  • A 70-year history of member-centered service.
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