Fully Remote Entry Level

AIL•Anaheim, CA
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is seeking a Remote Coverage Specialist to help clients explore life, accident, and supplemental health insurance options. The role is fully remote and involves virtual appointments with individuals and families to help them understand their coverage options and make informed decisions. The company provides warm leads, online training, daily coaching, and ongoing mentorship. This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and state licensing requirements at their own expense. No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided. Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed during hiring and onboarding.

Requirements

  • Strong communication and active-listening skills.
  • People-oriented and customer-focused approach.
  • Excellent organization and attention to detail.
  • Comfortable using computers and virtual communication platforms.
  • Self-motivated with strong follow-through.
  • Ability to perform independently and within a team environment.
  • At least 18 years of age and legally eligible to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and professional remote workspace.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.

Nice To Haves

  • No prior insurance experience is required.
  • The opportunity is suited to individuals who are coachable and interested in a performance-based career with professional growth and advancement.

Responsibilities

  • Contact prospective clients using company-provided warm leads.
  • Schedule and lead virtual consultations.
  • Identify client needs through thoughtful, needs-based conversations.
  • Explain insurance coverage options clearly.
  • Assist clients in understanding benefits and next steps.
  • Follow up professionally and maintain client relationships.
  • Keep accurate communication and appointment records.
  • Participate in regular coaching and team development.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.

Benefits

  • Weekly compensation
  • Unlimited income potential
  • Medical premium reimbursement
  • Industry-leading online training
  • Daily coaching and mentorship
  • Performance incentive programs
  • No overhead expenses
  • Union representation through OPEIU Local 277
  • Growth potential with a stable organization serving members for 70 years
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