Fully Remote Entry Level

AIL•Reno, NV
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is hiring a Work-From-Home Benefits Representative to help clients learn about life, accident, and supplemental health insurance options. The representative works with company-provided warm leads, schedules and conducts virtual needs-based appointments, and provides support to individuals and families. The role includes educating clients about coverage, assessing needs, explaining product options, and maintaining client relationships and accurate records. This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided. Before conducting licensed insurance activities, candidates must obtain the appropriate state Life & Health Insurance License and complete applicable pre-licensing coursework, examinations, and state requirements at their own expense. Candidates provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace.

Requirements

  • Strong written, verbal, and listening skills.
  • A customer-service mindset.
  • Reliable follow-up and attention to detail.
  • Comfort using computers and virtual tools.
  • Self-motivation and coachability.
  • Ability to work well independently and with a team.
  • At least 18 years of age and legally eligible to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.

Responsibilities

  • Engage prospective clients through company-provided warm leads.
  • Schedule virtual appointments and conduct follow-up communication.
  • Complete customer-focused needs assessments.
  • Educate clients about insurance coverage and available benefits.
  • Help clients understand product options.
  • Build strong client relationships through clear and timely communication.
  • Maintain accurate documentation and records.
  • Participate in training, coaching, and team meetings.

Benefits

  • Weekly paychecks.
  • Unlimited earning potential.
  • Medical premium reimbursement.
  • Comprehensive online training.
  • Daily leadership coaching and mentorship.
  • Performance-based incentive programs.
  • No business overhead costs.
  • OPEIU Local 277 union representation.
  • Career opportunity with a stable company with a 70-year history.
  • Licensing guidance and ongoing professional development.
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