Relationship Manager

United Community Bank • Mobile, AL

7d

About The Position

United Community is seeking a Relationship Manager to perform lending functions in compliance with financial institution policies and procedures. The role develops customer relationships across deposit products and credit services and supports all company lines of business through referrals and sales opportunities. This is a full-time, exempt position requiring schedule flexibility for evenings and weekends, with up to 10% travel.

Requirements

• High school diploma or equivalent.
• Basic understanding of financial institution products and services.
• Knowledge of consumer credit structuring, lending practices, and customer relationship management.
• Strong interpersonal, analytical, and communication skills.
• Proven leadership ability and a strong business development focus.
• Proficiency in Microsoft Office programs.
• Completion of all required compliance training, including Bank Secrecy Act/anti-money laundering training.
• Initial NMLS registration and annual renewal, including fingerprinting and background checks.
• Ability to pass a background and credit check.
• Schedule flexibility for evenings and weekends.
• Ability to travel up to 10%.

Nice To Haves

• Bachelor’s degree in business, finance, or a related area preferred.
• Experience in a financial institution preferred.

Responsibilities

• Develop new customer relationships and strengthen existing ones using United’s need-based sales approach.
• Interview consumer loan applicants and request required information for loan applications.
• Accept loan applications and notify applicants of loan decisions.
• Order credit reports and recommend loan terms.
• Review, analyze, and process consumer lending requests in compliance with policies.
• Work past-due accounts, loan exceptions, and criticized asset reports.
• Develop and maintain an interest rate structure consistent with bank policies.
• Exercise independent judgment and discretion within assigned lending authority.
• Stay informed about current and developing lending regulations.
• Provide efficient, accurate, high-quality service and maintain good customer relations.
• Mentor and support others and attend sales and developmental meetings.
• Attend and serve at community functions, boards, and committees as necessary.
• Perform other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Education Level: High school or GED