Real Estate Processor

First Bank & Trust Co. • Duncan, OK

1d • Onsite

About The Position

This position is responsible for handling all stages of the in-house real estate loan process. The Real Estate Processor will be responsible for the processing of bank consumer real estate loans and must be knowledgeable of bank Lending Policy, Loan Underwriting Procedure, and Appraisal Procedures, Flood Procedures, Construction Procedures and HMDA. This role involves obtaining real estate loan applications, credit bureau reports, and all other required documentation pertaining to the loan from Loan Officer/Financial Services Representatives, and verifying that all loan documents and supporting documents are complete and accurate. The processor will input loan information into Decision Pro, Laser Pro, and Loan Work Book, prepare Loan Estimate and Closing Disclosures, and coordinate closings with Title Company when applicable. They will submit requests for loan document production from loan administration and authorize the submission of final loan documents to the Loan Officer/Financial Services Representative for loan closing. Additionally, the processor will obtain signed loan documents, review them prior to sending the complete loan file to loan administration to ensure accuracy and compliance, and maintain a tracking log and pipeline, reporting on all loans being processed. The role requires meeting attendance and punctuality standards, striving to eliminate all loan exceptions, and effectively working and cooperating with supervisors, co-workers, and customers, while following the direction of supervisors. Other duties and projects may be required by management.

Requirements

• High School diploma or GED required.
• Bookkeeping and accounting skills required to balance transactions.
• Proficient computer, 10 key, and keyboarding skills.
• Strong organizational and time management skills.
• Proficient attention to detail.
• Must be able to meet strict deadlines.
• Strong analytical and problem-solving skills.
• Strong verbal and written communication skills.
• Strong interpersonal skills: able to work well with a wide range of people.
• Strong proficiency in Windows, Excel, Word and other Microsoft applications.
• Ability to learn bank real estate lending software.
• Ability to compute basic math functions as well as rates, yields and percentages.
• Strong sense of customer service.
• Must maintain a high level of confidentiality.
• Demonstrate dependability through good attendance and adherence to timelines and schedules.
• Demonstrate resourcefulness and ability to take initiative in development and completion of projects.

Nice To Haves

• Related experience providing a working knowledge of loan documentation and/or processing is preferred.

Responsibilities

• Responsible for the processing of bank consumer real estate loans.
• Responsible for obtaining real estate loan applications, credit bureau reports, and all other required documentation pertaining to the loan from Loan Officer/Financial Services Representatives.
• Responsible for obtaining the required documentation from Loan Officers, Financial Service Representatives, or other sources to ensure bank compliance and regulation are met.
• Verify that all loan documents and supporting documents are complete.
• Input loan information into Decision Pro, Laser Pro, and Loan Work Book.
• Prepare Loan Estimate and Closing Disclosures.
• Coordinate closings with Title Company when applicable.
• Submit request for loan document production from loan administration.
• Verify that all loan documents and supporting documents are complete and accurate.
• Authorize submission of final loan documents to Loan Officer/Financial Services Representative for loan closing.
• Obtain signed loan documents and review prior to sending complete loan file to loan administration to ensure accuracy and compliance.
• Maintain tracking log and pipeline and report on all loans being processed.
• Must be able to meet attendance and punctuality standards.
• Strive to eliminate all loan exceptions on loans processed.
• Effectively work and cooperate with supervisors, co-workers and customers.
• Follow direction of supervisor.
• Perform other duties and projects as required by management.

Benefits

• Equal Opportunity Employer
• Commitment to providing an environment free of harassment and discrimination
• Reasonable accommodation for qualified individuals with a disability

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED