Instant Rails -Payments- Product Manager- Vice President
About The Position
As a Product Manager in Treasury Services – Instant Rails- Payments, you lead innovation through development of a wide suite of instant settlement products with value-added features for businesses and their consumers. The role brings an entrepreneurial and global-market mindset and design-thinking capabilities to build and transform instant payments experiences, drive business growth and volumes, and maintain a strong grounding in the bank’s risk and control frameworks. The Product Manager owns product P&L and growth for the alternative rails portfolio, contributes to product vision, strategy, and roadmap, and drives product opportunities from market discovery and business-case development through investment advocacy and go-to-market execution. The role oversees product launches and lifecycle management, communicates with senior management, engages institutional clients, represents JPMorgan in industry forums, and partners with cross-functional risk and technology teams to guide products through delivery and post-release.
Requirements
- 8+ years of experience with a strong track record of ownership and accountability for Product P&L and business growth.
- Familiarity with institutional clients’ payment-rail buying behavior across corporate, bank, non-bank financial institution, payments fintech, and innovation economy segments.
- Fundamental understanding of clearing-house rules.
- Global mindset for strategizing international product expansion and thought leadership in emerging payments.
- Experience driving collaboration with global, cross-cultural teams.
- Excellent communication and stakeholder-management abilities, including presenting strategy and performance updates to senior executives.
Nice To Haves
- Exposure to the wider transaction banking suite, such as liquidity products, account services, and global wires.
- Experience engaging directly with clients, market institutions, and process auditors.
Responsibilities
- Own and be accountable for Product P&L, driving high-quality growth in the alternative rails portfolio.
- Contribute to defining the product line’s vision, strategy, and roadmap in light of emerging payment rails.
- Identify product-growth opportunities through market discovery, develop business cases, advocate for internal investment, and define and execute go-to-market strategies.
- Oversee product launches and their lifecycle, including planning, execution, and risk management.
- Manage executive stakeholder relationships and communicate product strategy, progress, and performance to senior management.
- Handle product-related conversations with institutional clients and represent the bank’s interests and expertise.
- Represent JPMorgan in industry forums and drive market advocacy efforts to transform the payments landscape.
- Collaborate with Risk, Controls, Legal, and Compliance partners to support a robust risk and controls environment and a resilient, stable platform.
- Partner with technology teams on a multiyear strategic roadmap, guiding products from concept through delivery and post-release.
- Monitor market trends, conduct competitive analysis, and identify opportunities for product differentiation and enhancement.
Benefits
- Competitive total rewards package, including base salary determined by role, experience, skill set, and location.
- Eligible roles may receive commission-based pay and/or discretionary incentive compensation in cash and/or forfeitable equity.
- Comprehensive health care coverage.
- On-site health and wellness centers.
- Retirement savings plan.
- Backup childcare.
- Tuition reimbursement.
- Mental health support.
- Financial coaching.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
