Instant Rails -Payments- Product Manager- Vice President

JPMorganChase•Jersey City, NJ

About The Position

As a Product Manager in Treasury Services – Instant Rails – Payments, you will lead innovation and customer-centric development across instant settlement products and value-added features for businesses and their consumers. The role calls for an entrepreneurial, globally minded approach and design-thinking capabilities to shape instant payments experiences, grow business and transaction volumes, and work within the bank’s risk and control frameworks.

Requirements

At least 8 years of experience, with a strong track record of product P&L ownership, accountability, and business growth.
Familiarity with institutional clients’ payment-rail purchasing behavior across corporate, bank, non-bank financial institution, payments fintech, and innovation economy segments.
Fundamental understanding of clearing house rules.
Global mindset for strategizing international product expansion and thought leadership in emerging payments.
Experience driving collaboration with global, cross-cultural teams.
Strong communication and stakeholder management skills, including presenting strategy and performance updates to senior executives.

Nice To Haves

Exposure to the broader transaction banking suite, such as liquidity products, account services, and global wires.
Experience engaging directly with clients, market institutions, and process auditors.

Responsibilities

Own the product P&L and drive high-quality growth in the alternative rails portfolio.
Contribute to the product line’s vision, strategy, and roadmap in response to the growing adoption of emerging payment rails.
Identify growth opportunities through market discovery, develop business cases, advocate for internal investment, and define and execute go-to-market strategies.
Oversee product launches from planning and execution through risk management.
Manage executive stakeholder relationships and communicate product strategy, progress, and performance to senior management.
Handle product-related conversations with institutional clients and represent the bank’s interests and expertise.
Represent JPMorgan in industry forums and drive market advocacy efforts to transform the payments landscape.
Collaborate with Risk, Controls, Legal, and Compliance partners to maintain a robust risk and controls environment and a resilient, stable platform.
Partner with technology teams on a multiyear strategic roadmap, guiding products from concept through delivery and post-release.
Monitor market trends, conduct competitive analysis, and identify opportunities to differentiate and enhance products in support of business objectives.