Liquidity & Account Solutions Deposit Management - Product Manager Vice President

JPMorganChase•Jersey City, NJ

About The Position

You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team and make a meaningful impact by delivering high-quality products that resonate with clients. As a Product Manager in Liquidity & Account Solutions Deposit Management, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you are responsible for acting as the voice of the customer and developing profitable products that provide customer value. This role has direct scope across on-balance sheet deposit solutions (including Earnings Credit Rate (ECR), interest-bearing deposits, and hybrid structures) and associated pricing frameworks. Utilizing your deep understanding of how to get a product off the ground, you guide the successful launch of products, gather crucial feedback, and ensure top-tier client experiences. With a strong commitment to scalability, resiliency, and stability, you collaborate closely with cross-functional teams (including Sales, Treasury/ALM, Finance, Risk/Controls, Operations, and Technology) to deliver high-quality products that exceed customer expectations.

Requirements

5+ years of experience in product management or a closely related domain.
Demonstrated experience owning and improving products, including prioritizing enhancements, managing production issues, and driving measurable improvements to client experience and operational outcomes.
Demonstrated data analytics skills, including experience executing complex, large-scale analytical processes to support business development.
Experience leading product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management.
Excellent communication, problem-solving, analytics, organization, and project management skills.
Experience in wholesale deposits, liquidity/cash management, or transaction banking, with demonstrated understanding of on-balance sheet deposit products and pricing dynamics (e.g., ECR and interest-bearing structures).
A track record of setting and managing product outcomes with KPIs (portfolio performance, rate sensitivity/betas, adoption/utilization) and turning insight into decisions.
Proven ability to lead through influence in highly matrixed environments across Sales, Treasury/ALM, Finance, Risk/Controls, Operations, and Technology.
Strong executive communication skills, including the ability to produce concise business cases, decision memos, and stakeholder-ready updates that clearly articulate trade-offs.
Experience establishing governance and controls for product/pricing changes (documentation, approvals, and monitoring) to support scalable and consistent execution.

Nice To Haves

Bachelor's degree in Business, Finance, Computer Science, Engineering, or related field.
Preferred background in liquidity management or other related function under transaction banking.
Proficiency in data analytics (Excel, Python, SQL).
Prior experience in implementing process improvements and supporting system migrations preferred.
Familiarity with pricing governance and exception-based decisioning frameworks in a regulated financial environment.

Responsibilities

Develop and own the product strategy, roadmap, and business requirements for the Liquidity & Account Solutions Deposit Product portfolio, aligning product vision with business objectives and market opportunities.
Manage a product backlog that enables development to support the overall strategic roadmap and value proposition.
Partner with Sales to identify and evaluate new product opportunities through user research, customer discovery, and competitive analysis that address evolving client needs and market dynamics.
Assess upstream and downstream impacts of new features and enhancements to ensure seamless integration across the product ecosystem and deliver a cohesive customer experience.
Lead user research initiatives, including journey mapping, usability studies, and market analysis, to inform the strategic roadmap and identify high-value features that solve customer pain points.
Analyze, track, and evaluate key product metrics including adoption rates, feature utilization, deposit portfolio performance, and rate betas to measure success and drive data-informed product decisions.
Conduct advanced portfolio analysis to identify market trends, assess client behavior patterns, and develop strategic recommendations that enhance competitive positioning and accelerate revenue growth.
Own and evolve pricing frameworks for on-balance sheet deposits (ECR, interest-bearing deposits, and hybrid structures), including governance of rate plans, beta/sensitivity monitoring, and performance guardrails.
Partner with Treasury and Finance to evaluate balance sheet and liquidity considerations and incorporate them into product strategy, pricing recommendations, and prioritization.
Drive commercialization and operating readiness (sales enablement, playbooks, rollout planning, and feedback loops) to ensure adoption and consistent execution across channels.