Personal Lines Insurance Account Specialist

Legacy Risk Solutions LLC•Augusta, GA

10d

About The Position

Legacy Risk Solutions is seeking a knowledgeable, detail-oriented Personal Lines Insurance Marketing Specialist to market new and renewal personal insurance business. The role partners with Producers, Personal Lines Account Managers, and carrier partners to identify competitive insurance solutions for clients’ coverage needs. The successful candidate will work in a fast-paced agency environment, build carrier relationships, and apply knowledge of personal insurance products, underwriting guidelines, and carrier appetites to support agency growth and deliver responsive internal service.

Requirements

High school diploma or equivalent required.
Minimum of 2–4 years of personal lines insurance experience within an independent insurance agency.
Strong understanding of personal insurance products, underwriting guidelines, carrier appetite, and marketing processes.
Proficiency in Microsoft Office Suite, including Excel, Word, and Outlook.
Excellent organizational, analytical, and problem-solving skills, with exceptional attention to detail.
Strong written and verbal communication skills and ability to build relationships with carriers, producers, and internal business partners.
Ability to manage multiple priorities and deadlines while maintaining accuracy.
Self-motivated and collaborative, with a commitment to exceptional internal customer service.

Nice To Haves

Associate's or bachelor's degree.
Active Property & Casualty (P&C) insurance license, or ability to obtain one within a designated timeframe.
Experience marketing homeowners, personal auto, umbrella, flood, dwelling fire, watercraft, motorcycle, RV, and other personal insurance products.
Experience working with Applied Epic or similar agency management systems.

Responsibilities

Partner with Producers and Personal Lines Account Managers to develop marketing strategies for new and renewal personal insurance accounts.
Prepare and submit complete underwriting information to carrier partners to obtain competitive quotes for homeowners, auto, umbrella, flood, recreational vehicles, and other personal lines coverages.
Evaluate carrier proposals, coverage options, deductibles, endorsements, exclusions, and underwriting requirements.
Review firm quotes for accuracy, pricing, and coverage before presenting options to Producers and Account Managers.
Prepare client proposals communicating coverage options, premium comparisons, and carrier recommendations.
Coordinate the binding of coverage and ensure timely completion of required documentation.
Communicate carrier recommendations, underwriting considerations, and coverage differences to Producers and Account Managers.
Build and maintain relationships with carrier marketing representatives and underwriters, and stay informed about carrier appetites, product enhancements, and market trends.
Participate in carrier meetings, product training, webinars, and continuing education to remain current on industry changes and personal insurance market opportunities.
Identify opportunities to improve marketing workflows, carrier relationships, and placement strategies.
Maintain accurate documentation in the agency management system and comply with agency standards.
Provide responsive, accurate, and timely marketing services to help retain existing clients and win new business.