Mortgage Lender - Palmyra

HOMEBANK•Palmyra, MO

10d•Onsite

About The Position

Be familiar with all residential loan products and market these to potential borrowers. Evaluating all loan programs to fit borrower’s needs and qualifications. Originate mortgage (secondary market and portfolio i.e., HELOC, construction, etc.) and installment loans - interviewing clients, processing complete applications, obtaining all required documentation, ordering credit reports, appraisals, title insurance, flood certification, and any other required inspections. Generate new business through realtor relationships, community involvement and self-sourcing Provide a superior level of customer relations and service. Recognize the need for and/or cross-sell other bank products and refer clients to the correct bank personnel (commercial loan, internet banking, new deposit account, etc.) Assist in attaining established branch goals Data entry into origination software Maintain a pipeline record of clients-in-process Create, maintain, and complete a mortgage origination file to submit to underwriter for approval. Expedite the loan application process by curing any defects quickly and professionally. Coordinate and lock interest rates on approved loans Close underwriter approved loans professionally and in conformance with guidelines. Successfully communicate with clients and referring staff member, if any throughout and after mortgage loan process Generate new business through realtor relationships, community involvement and self-sourcing Oversee any Adverse Action notices required Responsible for collection of delinquent credit for portfolio. Attend weekly Loan Committee Assist other loan officers as needed Additional Duties & Responsibilities: Communicate any problems to supervisor Annually complete the assigned mandatory Continuity ToDo’s Annually complete the assigned mandatory BAI online courses. Annually read the Internet Policy, Employee Handbook, and Disaster Recovery Plan and sign that they have been read. Annually sign Customer Confidentially & Privacy Statement. Work well AS A TEAM with co-workers and the supervisor. Be flexible and versatile with job duties as they arise throughout a day. Be able to prioritize and complete daily duties and assigned tasks with efficiency and accuracy. Reflect a positive attitude with coworkers, supervisors, and employees Perform other related duties required or assigned.

Requirements

Be willing and able to obtain a NMLS license (includes registration process, background check, and fingerprinting)
Maintain a working knowledge of banking laws and regulations and internal policies and procedures related to the job.
Maintain a working knowledge of all lending, deposit, and e-banking products/services the bank offers
Be proficient with computer skills including Microsoft Word, Excel, and Web based applications (data entry, email, etc.)

Nice To Haves

Lending Department or Sales experience preferred but not required

Responsibilities

Originate mortgage (secondary market and portfolio i.e., HELOC, construction, etc.) and installment loans - interviewing clients, processing complete applications, obtaining all required documentation, ordering credit reports, appraisals, title insurance, flood certification, and any other required inspections.
Generate new business through realtor relationships, community involvement and self-sourcing
Provide a superior level of customer relations and service.
Recognize the need for and/or cross-sell other bank products and refer clients to the correct bank personnel (commercial loan, internet banking, new deposit account, etc.)
Assist in attaining established branch goals
Data entry into origination software
Maintain a pipeline record of clients-in-process
Create, maintain, and complete a mortgage origination file to submit to underwriter for approval.
Expedite the loan application process by curing any defects quickly and professionally.
Coordinate and lock interest rates on approved loans
Close underwriter approved loans professionally and in conformance with guidelines.
Successfully communicate with clients and referring staff member, if any throughout and after mortgage loan process
Oversee any Adverse Action notices required
Responsible for collection of delinquent credit for portfolio.
Attend weekly Loan Committee
Assist other loan officers as needed
Communicate any problems to supervisor
Annually complete the assigned mandatory Continuity ToDo’s
Annually complete the assigned mandatory BAI online courses.
Annually read the Internet Policy, Employee Handbook, and Disaster Recovery Plan and sign that they have been read.
Annually sign Customer Confidentially & Privacy Statement.
Work well AS A TEAM with co-workers and the supervisor.
Be flexible and versatile with job duties as they arise throughout a day.
Be able to prioritize and complete daily duties and assigned tasks with efficiency and accuracy.
Reflect a positive attitude with coworkers, supervisors, and employees
Perform other related duties required or assigned.