Mortgage Lender

Merchants Bank•Rosemount, MN

7d•Onsite

About The Position

Merchants Bank in Rosemount is hiring a Mortgage Lender to serve potential real estate loan customers for both in-house loans and loans sold to the Secondary Market. The role focuses on relationship banking and developing mortgage opportunities with teammates, real estate professionals, builders, and other referral sources. The Mortgage Lender also cross-sells consumer banking products and services by assessing customer needs and recommending appropriate products. The position requires travel and is primarily performed indoors, with meetings and customer assistance outside the Bank under varying conditions and hours.

Requirements

3–5 years of residential lending experience.
High degree of ability or aptitude in financial analysis.
Sales ability and customer orientation.
Confidentiality and interpersonal communication skills.
Excellent customer relations skills and the ability to handle sensitive situations.
Regular and dependable attendance.

Nice To Haves

College degree or equivalent business experience.
Knowledge or experience in construction lending.

Responsibilities

Serve potential customers seeking in-house real estate loans and loans sold to the Secondary Market.
Interview loan applicants, build rapport, and gather necessary information.
Manage the loan pipeline, follow up with applicants, and guide loans through closing.
Cross-sell other consumer banking services and recommend products based on customer needs.
Apply knowledge of construction lending.
Monitor loan activity and recommend changes to assist management.
Follow established procedures for Secondary Market lending and comply with applicable financial-institution laws and required compliance processes.
Network and maintain relationships with local realtors and other referral sources to support a consistent pipeline and monthly closings.
Maintain regular and dependable attendance.
Contribute to a positive working environment and greet internal and external customers in a friendly, outgoing manner.
Take responsibility for providing outstanding service to internal and external customers.
Represent the Bank with a positive and professional image, handle sensitive situations, and support a harmonious office climate.
Travel to meet and assist customers outside the Bank and participate in networking activities or community projects as needed.