Mortgage Consultant

Prosperity Home Mortgage, LLC•West Chester Township, OH

About The Position

Prosperity Home Mortgage is seeking a Mortgage Consultant to guide clients through the home financing process and help them identify suitable mortgage solutions. The consultant works closely with the Area Sales Leader, builds relationships with clients and local business partners, and contributes to personal production targets, market share, and branch profitability. The role involves promoting the company’s mortgage services in the local market, advising clients on residential mortgage programs, rates, and policies, analyzing financial and credit information, and managing applications through closing. The consultant is the primary client contact throughout the loan process, coordinating with processing and closing teams, setting clear expectations, maintaining communication, and ensuring documentation is complete. The position also requires compliance with applicable regulations and participation in ongoing product and sales training.

Requirements

Bachelor's degree or an equivalent combination of relevant experience and education.
At least 2 years of mortgage industry experience demonstrating proven success.
Valid NMLS license.
Proficiency with social media platforms for networking and business development.
Willingness to travel within the local market area.
Strong communication skills and substantial experience interacting with clients by phone and email.
Strong analytical skills for evaluating financial and credit data.
Results-driven approach and a track record of meeting and exceeding targets.
Ability to build relationships and connect with diverse clientele.

Responsibilities

Promote the Prosperity Home Mortgage brand through realtors, builders, and nontraditional partnerships.
Build a strong presence as a mortgage expert in the local market.
Meet or exceed personal production targets and contribute to market share and branch profitability.
Consult with clients about residential mortgage programs, rates, and policies.
Analyze financial and credit information to recommend suitable loan solutions.
Present rate and point options and manage the application process from initial contact through closing.
Serve as the primary point of contact throughout the loan process and coordinate with processing and closing teams.
Communicate policies, procedures, timelines, and loan progress to clients.
Track loan status and ensure documentation requirements are met for timely closings.
Maintain company standards for quality, accuracy, and fall-out rates.
Comply with industry regulations and federal and state laws.
Participate in ongoing mortgage product and sales training.