Mortgage Consultant

Prosperity Home Mortgage, LLC • Carlsbad, CA

8d

About The Position

Prosperity Home Mortgage is seeking a Mortgage Consultant to guide clients through the home financing process and help them find mortgage solutions suited to their needs. The consultant builds relationships in the local community, develops business through realtors, builders, and nontraditional partnerships, and contributes to production targets, market share, and branch profitability.

The role provides consultation on residential mortgage programs, rates, and policies; analyzes clients’ financial and credit information; presents rate and point options; and manages applications from initial contact through closing. The consultant coordinates with processing and closing teams, communicates policies and timelines, keeps clients informed, tracks loan status, and ensures documentation is complete. The position also requires adherence to quality standards and applicable regulations, along with participation in ongoing product and sales training. Compensation is an hourly rate of $16.90 plus commission.

Requirements

• Bachelor's degree or an equivalent combination of relevant experience and education.
• At least 2 years of mortgage industry experience demonstrating proven success.
• Valid NMLS license.
• Proficiency with social media platforms for networking and business development.
• Willingness to travel within the local market area.
• Strong communication skills and extensive experience interacting with clients by phone and email.
• Strong analytical skills for evaluating financial and credit data.
• Results-driven approach and a track record of meeting or exceeding targets.
• Ability to build relationships and connect with diverse clients.

Responsibilities

• Promote the Prosperity Home Mortgage brand through realtors, builders, and nontraditional partnerships.
• Build a strong presence in the local market and serve as a trusted mortgage expert in the community.
• Meet personal production targets and contribute to market share and branch profitability.
• Advise clients on residential mortgage programs, rates, and policies.
• Analyze financial and credit information and recommend suitable loan solutions.
• Present rate and point options and manage applications from initial contact through closing.
• Serve as the primary client contact throughout the loan process and coordinate with processing and closing teams.
• Communicate policies, procedures, and timelines clearly, and keep clients informed throughout the process.
• Track loan status and ensure required documentation is completed for timely closings.
• Maintain company quality, accuracy, and fallout-rate standards and comply with industry regulations and federal and state laws.
• Participate in ongoing mortgage product and sales training.

Benefits

• Comprehensive training programs and ongoing professional development.
• Opportunity to work with experienced professionals and receive guidance from Area Sales Leaders.
• Collaborative team environment.
• Inclusive workplace committed to diversity, equity, and inclusion.
• Hourly compensation of $16.90 plus a commission plan.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level