Mortgage Consultant

Stanford Federal Credit Union•Palo Alto, CA

9d•$50 - $50

About The Position

Stanford Federal Credit Union is seeking a high-energy, compassionate, collaborative, motivated, and sales-oriented Mortgage Consultant to generate quality mortgage loan originations and help members identify appropriate financial solutions. The role uses outside sales efforts and external referral sources, including Realtors, to build lending opportunities and meet sales goals. The Consultant may participate in selected credit union and community activities to promote awareness of SFCU mortgage loans and other financial products. They partner with Operations to support seamless loan processing, help obtain required documents and information, and maintain contact with members and referral sources throughout the loan process. The role requires knowledge of credit union products and services, as well as nonconforming, Fannie Mae, and other approved investor policies, procedures, and programs.

Requirements

Five to eight years of similar mortgage experience.
Knowledge of nonconforming, Fannie Mae, and other approved investor policies, procedures, and programs.
Knowledge of credit union products and services, with the ability to offer appropriate solutions to meet members' needs.
Strong sales and results orientation.
Highly motivated, positive, outgoing, influential, compassionate, and collaborative approach.
A combination of college education and/or specialized certifications or licensing training courses.

Responsibilities

Generate quality loan originations through outside sales efforts and external referral sources.
Use interpersonal and influencing skills to consistently achieve sales goals.
Participate in selected credit union and community activities as needed to build awareness of SFCU mortgage loans and other financial products.
Partner with the Operations team to support seamless loan processing.
Obtain needed documents from members and additional information requested by Processors or Underwriters after file review.
Maintain contact with members and referral sources, including Realtors, throughout the loan process.

Benefits

Employee medical, dental, vision, life/AD&D, and short-term disability insurance paid at 100%; dependent coverage paid at 50%.
Employer 401(k) matching up to 5%, plus additional annual discretionary contributions.
Education reimbursement up to $5,200 per year.
Employee recognition program with cash incentives.
Commuter toll reimbursement of $100–$200 per month, based on position.
Wellness benefits up to $1,200 per year.
Paid sick time accruing at two weeks per year.
Paid vacation time accruing at three weeks per year.
Approximately 11 paid federal banking holidays per year.
Ongoing training and education, seminars, and conferences.
Loan rate discounts on some vehicle, mortgage, and HELOC products.
Waived fees and deposit bonuses on Stanford FCU accounts.
Flexible health/transit plan availability.
Employee Assistance Program, including counseling and help finding legal assistance and day care resources.