Mortgage Consultant

Cambria•Eden Prairie, MN

About The Position

Cambria Mortgage is seeking a motivated, organized, and experienced loan originator to represent the company in Minnesota. The Mortgage Consultant originates residential mortgage loans by soliciting business through multiple channels, negotiating pricing in accordance with company profitability objectives, and complying with established lending policies and procedures. The role involves presenting Cambria Mortgage products to realtors, builders, and other housing-related businesses; pursuing and monitoring leads; identifying new business opportunities; and working with the operations team to achieve customer service, loan quality, and business targets. This is a commission-eligible position that uses a draw-against-commission model. Starting pay is the Minnesota state minimum wage of $11.41 per hour. Earned commissions are calculated monthly and paid less the hourly base draw. The position requires travel to networking or client events and other Cambria locations. It is an office position that requires telephone and computer use.

Requirements

  • At least 3 years of loan origination experience.
  • Proven track record in mortgage sales.
  • Knowledge of loan products and underwriting guidelines.
  • State loan originator license.
  • Ability to develop strong and lasting relationships.
  • Effective and tactful negotiating skills.
  • Strong verbal and written communication skills.
  • Ability to work well under pressure and meet time deadlines.
  • Self-motivated with a strong desire to succeed.

Nice To Haves

  • Bachelor’s degree preferred in business, finance, or a similar field.

Responsibilities

  • Originate residential mortgage loans by soliciting business through multiple channels.
  • Negotiate pricing to meet company profitability objectives while complying with established lending policies and procedures.
  • Present Cambria Mortgage residential mortgage products to realtors, builders, and other housing-related businesses in the Minnesota market.
  • Solicit, track, and monitor leads generated and provided by Cambria Mortgage.
  • Identify new business opportunities to meet company goals.
  • Collaborate with the operations team to achieve or exceed customer service, loan quality, and business targets.
  • Maintain knowledge of compliance policies and procedures.

Benefits

  • Health insurance
  • Dental insurance
  • Paid time off
  • 7 paid holidays
  • 401(k) with matching
  • Discretionary profit sharing
  • Flexible Spending Account
  • Life, supplemental life, and disability insurance
  • Referral program
  • Tuition reimbursement
  • Employee Assistance Program
  • Employee discount
  • Professional development assistance
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