Mortgage Consultant

Stanford Federal Credit Union•Palo Alto, CA

About The Position

Stanford Federal Credit Union is seeking a motivated, positive, outgoing, and collaborative Mortgage Consultant with a strong sales and results orientation. The role focuses on maximizing mortgage lending and sales opportunities by understanding members’ needs and offering appropriate credit union products and services. The consultant generates quality loan originations through outside sales and external referral sources, and maintains communication with members and referral partners throughout the loan process. The role also partners with Operations to support seamless loan processing, including obtaining documents and information needed by Processors and Underwriters. Participation in selected credit union or community activities to build awareness of SFCU mortgage loans and other financial products may be required as needed.

Requirements

Five to eight years of similar mortgage experience.
Knowledge of nonconforming, Fannie Mae, and other approved investor policies, procedures, and programs.
Combination of college education and/or specialized certifications or licensing training courses.
Highly motivated, positive, outgoing, and influential personality.
Strong sales and results orientation.
Knowledge of credit union products and services sufficient to confidently offer appropriate solutions to members.

Responsibilities

Generate quality loan originations through outside sales efforts and external referral sources.
Use interpersonal skills and influence to consistently achieve sales goals.
Participate in selected credit union and community activities as needed to build awareness of SFCU’s mortgage loans and other financial products.
Partner with the Operations team to support seamless loan processing, including obtaining required documents from members and additional information requested by Processors or Underwriters.
Maintain contact with members and referral sources, such as Realtors, throughout the loan process.
Understand credit union products and services and offer suitable solutions to members’ needs.

Benefits

100% employer-paid employee medical, dental, vision, life/AD&D, and short-term disability insurance; 50% paid for dependents.
Employer 401(k) matching up to 5%, plus additional annual discretionary contributions.
Education reimbursement up to $5,200 per year.
Employee recognition program with cash incentives.
Commuter toll reimbursement of $100–$200 per month, based on position.
Wellness benefits up to $1,200 per year.
Paid sick time accruing at two weeks per year.
Paid vacation time accruing at three weeks per year.
Paid federal banking holidays, approximately 11 per year.
Ongoing training and education, seminars, and conferences.
Loan rate discounts on some vehicle, mortgage, and HELOC products.
Waived fees and deposit bonuses on Stanford FCU accounts.
Flexible health/transit plan availability.
Employee Assistance Program, including counseling and help finding legal assistance and day-care resources.