Mortgage Consultant (Bank)/Req #1204 Hybrid

Partners Bank•York, ME

2d•$45,000 - $55,000•Hybrid

About The Position

The Mortgage Consultant originates a variety of consumer residential loans in accordance with established policies and procedures and applicable regulatory requirements. The role provides responsive service and lending knowledge while promoting the Bank and building referral networks with real estate brokers, builders, and other centers of influence. It is a full-time, non-exempt, hybrid position with salary plus commission; the listed salary range covers base pay only and excludes commission. The position is in the Retail Lending department and reports to the Sr. Retail Banker. No relocation is provided, and candidates must already be authorized to work in the United States.

Requirements

At least three years of residential lending and sales experience.
Knowledge of lending and underwriting policies and procedures, including guidelines issued by FNMA, MSHA, VA, Rural Development, and other investors.
Strong sales, organizational, and interpersonal skills.
Excellent written and verbal communication skills.
Must already be authorized to work in the United States.

Responsibilities

Proactively identify residential loan opportunities through relationships with brokers, builders, and other centers of influence.
Receive residential loan referrals from assigned branches and other sources, and follow up with referral results.
Develop and maintain relationships with centers of influence and internal referral sources.
Take correspondent loan applications when applicable, with oversight from the Correspondent Mortgage Loan Officer.
Participate in associations and events to build relationships with brokers, builders, and other centers of influence.
Submit accurate, complete loan files with supporting documentation in accordance with Bank policies, procedures, and regulatory requirements.
Use applicable technology to enter loan applications accurately and manage files from origination through closing.
Maintain contact with borrowers, brokers, and others involved in an application at least weekly or more often as needed.
Work with the assigned Processor to manage the loan pipeline and meet closing commitments.
Cross-sell or refer additional lending, deposit, or investment products when appropriate.
Attend residential mortgage closings.