Mortgage Consultant (Bank)/Req #1204 Hybrid

Partners Bank•York, ME

2d•Hybrid

About The Position

Partners Bank is a rapidly growing community bank operating in Maine and New Hampshire, with high service expectations. The Mortgage Consultant originates a variety of consumer residential loans in accordance with Bank policies, procedures, and applicable regulatory requirements, and provides responsive service and lending expertise. The role promotes the Bank through relationships with real estate brokers, builders, and other centers of influence to increase referrals and develop strong networks. This is a full-time, non-exempt position with a base salary plus commission; the listed salary range, if provided, excludes commission. The position is hybrid. Applicants must already be authorized to work in the United States. Relocation is not provided.

Requirements

At least three years of residential lending and sales experience.
Knowledge of lending and underwriting policies and procedures, including guidelines issued by FNMA, MSHA, VA, Rural Development, and other investors.
Strong sales, organizational, and interpersonal skills.
Excellent written and verbal communication skills.
Must already be authorized to work in the United States.

Responsibilities

Proactively identify residential loan opportunities through relationships with brokers, builders, and other centers of influence.
Receive residential loan referrals from assigned branches and other sources and follow up on referral results.
Develop and maintain relationships with centers of influence and internal referral sources.
Take correspondent loan applications when applicable, under oversight by the Correspondent Mortgage Loan Officer.
Participate in associations and events to build relationships with brokers, builders, and other centers of influence.
Submit accurate, complete loan files with supporting documentation in accordance with Bank policies, procedures, and regulatory requirements.
Use applicable technology to enter loan applications accurately and manage loan files from origination through closing.
Maintain contact with borrowers, brokers, and others involved in applications at least weekly, or more often as needed.
Work with the assigned Processor to manage the loan pipeline and meet closing commitments.
Cross-sell or refer additional lending, deposit, or investment products when appropriate.
Attend residential mortgage closings.