Mortgage Closer

Space Coast Credit Union • Melbourne, FL

1d • $58,510 - $61,963 • Hybrid

About The Position

As a Mortgage Closer in Space Coast Credit Union’s Baytree Headquarters Processing Department, you represent SCCU and help deliver quality service to members. You prepare and transmit approved loans originated through the Express Mortgages function, work to ensure timely closings, and support the Express Mortgages staff’s sales efforts. The position is hybrid, with two days per week required in the office, and follows a Monday–Friday schedule from 8:00 a.m. to 5:00 p.m.

Requirements

• Three to five years of processing, closing, or banking experience.
• Associate degree or equivalent experience.

Nice To Haves

• Mortgage closing or mortgage processing experience.
• Familiarity with TRID and investor guidelines, including Fannie Mae, Freddie Mac, FHA, and VA.

Responsibilities

• Prepare and audit loan closing documents for accuracy and compliance with loan approvals, investor guidelines, and regulations including TRID, RESPA, and TILA.
• Ensure approval stipulations and pre-closing conditions are met; review asset documentation and final Closing Disclosures before closing.
• Coordinate closing details with title companies, attorneys, loan officers, processors, and applicants.
• Review signed closing packages, verify their accuracy, and disburse funds when applicable.
• Manage a pipeline of 20–40 loan files while meeting contract closing dates and productivity and loan quality standards.
• Answer applicant questions about Closing Disclosures, loan documents, and escrow.
• Support the Express Mortgages sales team with product and service materials.

Benefits

• Medical, dental, and vision insurance.
• Employee Assistance Program.
• 401(k) match of 5%.
• HSA match.
• Employer-paid short- and long-term disability insurance and life insurance.
• Tuition reimbursement after one year of service.
• 20 or more days of PTO, birthday PTO, and 11 federal holidays.
• Discounted rates on loans and credit cards, and no-fee SCCU accounts.
• Eligible for a 4% annual bonus opportunity.

What This Job Offers

• Job Type: Full-time
• Education Level: Associate degree