US Graduate Leadership Program- Payments

TD Bank • Mount Laurel, NJ

13d

About The Position

The Management Associate, US Graduate Program is a two-year, direct-to-impact development program designed to accelerate participants’ potential and place them at the center of transformational work that benefits customers, colleagues, and communities. The role provides specialized analytics, insights, research, and project or initiative execution, while developing day-to-day leadership and contributing to strategy within the assigned functional area. It may involve direct or indirect interaction with partners and clients. Following successful program completion, participants receive support in transitioning to their next role at TD.

The position calls for substantial expertise in a complex field and the ability to integrate knowledge across functions. The associate interprets business and industry challenges, develops recommendations, leads or supports complex cross-functional work, manages programs end to end, and uses analytical judgment to solve problems. The role communicates recommendations to increasingly senior stakeholders, works autonomously within its area of expertise, and contributes to business objectives.

Responsibilities span research and analysis, presentations and communications, strategic initiatives, process improvement, risk and compliance, project management, stakeholder relationships, and team development. The position is based in Mount Laurel, New Jersey. The posting describes 40 hours and provides a salary range of $140,000–$170,000, although the pay details are duplicated and inconsistently formatted in the source.

Requirements

• Graduate degree in a related field; the posting also specifies pursuing a graduate degree in a related field.
• Recent graduate (within the last two years) with either an MBA and a technically focused undergraduate degree such as STEM, or a technically focused master's degree such as analytics, innovation, or digital studies and a business undergraduate degree.
• At least 3 years of relevant professional experience.
• Ability to conduct research, reporting, analysis, and project work and to develop conclusions and recommendations.
• Ability to manage multiple projects and work with discretion and confidentiality.
• The posting identifies current graduate students studying Marketing, Digital Marketing, Business, Data Science, Computer Science, Analytics, or related fields as preferred.

Nice To Haves

• Bachelor’s degree in Business Administration, Engineering, Computer Science, Economics, Finance, or a related field; an advanced degree such as an MBA or master’s degree.
• Experience developing and executing initiatives in product management, strategy, innovation, consulting, payments, fintech, treasury, wealth management, or digital transformation.
• Experience collaborating with diverse stakeholders across business, technology, operations, risk, legal, compliance, and executive leadership, building partnerships and influencing outcomes without direct authority in large, complex organizations.
• Curiosity about emerging capabilities such as artificial intelligence, tokenization, digital assets, real-time payments, and digital servicing platforms.
• Graduate studies in Marketing, Digital Marketing, Business, Data Science, Computer Science, Analytics, or related fields.

Responsibilities

• Complete business objectives established with leadership at the start of the program.
• Develop detailed, accurate, and timely research and reporting, supported by insightful commentary.
• Conduct internal and external research and support the development and delivery of presentations and communications to management or broader audiences.
• Perform analysis at the functional or organizational level, draw conclusions, make recommendations, and assess the effectiveness of programs, policies, and practices.
• Identify and implement process improvements to automate and streamline work and improve analysis and decisions.
• Represent the business on cross-functional and cross-product working groups, projects, and forums.
• Work with key business partners on strategic initiatives and liaise with internal stakeholders and external advisors where appropriate.
• Manage and prioritize multiple projects with discretion and confidentiality.
• Advise and present to senior management and influence decisions.
• Invest in personal development and growth.
• Provide solutions for escalated client or customer inquiries or concerns when required.
• Ensure programs, policies, and practices are managed effectively, meet business needs, and comply with internal and external requirements.
• Manage confidential correspondence and information, escalate issues appropriately, identify and manage risks, and protect the organization's interests.
• Support compliance with applicable internal and external requirements, including financial controls, segregation of duties, transaction approvals, and physical asset controls.
• Participate in enterprise and cross-functional initiatives as a subject matter expert, identifying risks and providing guidance for complex situations.
• Monitor service, productivity, and efficiency, and implement continuous process and performance improvements.
• Lead or facilitate actions and remediation plans addressing performance, risk, or governance issues.
• Manage relationships across business lines and control functions to support organizational and regulatory alignment.
• Monitor emerging issues, trends, and regulatory changes and assess their potential impacts.
• Contribute to a culture of risk management and control aligned with the organization's risk appetite.
• Participate as a team member, support a positive and collaborative work environment, and communicate relevant issues and progress in a timely manner.
• Provide thought leadership and industry knowledge, keep current on business trends and tools, and share knowledge through team learning, cross-training, and mentorship.
• Build relationships with internal and external partners and stakeholders, contribute to team capabilities, and support a fair and inclusive workplace.
• Act as a brand ambassador for the business area and the bank.

Benefits

• Health and well-being benefits
• Savings and retirement programs
• Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO
• Banking benefits and discounts
• Career development
• Reward and recognition
• Potential eligibility for cash and/or equity incentive awards through participation in an incentive plan
• Training and onboarding
• Access to an online learning platform and mentoring programs

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level