Loan Closer - Midvale, UT (In Office)

Zions Bancorporation•Midvale, UT

19d•Onsite

About The Position

A Loan Closer at the Business Banking Loan Center (BBLC) manages the process from approval of a small business loan until the loan is ready for closing documents. During this due diligence phase, the Loan Closer helps meet customers’ financial needs by creating a positive client experience and accurately, consistently, and efficiently performing job functions. The role involves coordinating with internal and external parties, completing due diligence based on the loan’s use of proceeds and collateral, and managing multiple loans while meeting service-level timeframes. The position is in office in Midvale, Utah.

Requirements

High school degree or equivalent and at least 2 years of loan processing, closing, or other directly related experience; a combination of education and experience may meet the requirements.
Proficient knowledge of loan closing processes and procedures, lending compliance and regulations, loan systems, and loan documentation.
Accuracy, attention to detail, and ability to multitask.
Problem-resolution, audit, direct-customer-contact service, and communication skills.
Working knowledge of loan principles and loan systems.
Solid computer skills, including word-processing and spreadsheet software.

Responsibilities

Proactively communicate and collaborate with parties involved in satisfying loan closing requirements, including title companies, insurance agencies, appraisal and environmental teams, relationship managers, and borrowers.
Determine due diligence requirements based on use of proceeds and collateral, such as ordering appraisals, obtaining valuations, performing UCC searches, and reviewing entity documents.
Manage multiple loans at different stages and keep communication lines open.
Clearly communicate expectations and meet critical timeframes and service-level agreements while maintaining accuracy.
Multitask and prioritize critical steps in the loan closing process.
Work with leadership and team members on continual improvement and delivering a best-in-class experience.
Perform job functions with an above-and-beyond approach and communicate professionally with bank customers.
Resolve problems and execute expectations.
Organize and prioritize duties and remain accountable for meeting expectations.
Perform other duties as assigned.

Benefits

Medical, dental, and vision insurance beginning on the first day.
Life and disability insurance.
Paid parental leave and adoption assistance.
Health savings, flexible spending, and dependent care accounts.
Paid training, paid time off, and paid federal and applicable state holidays.
401(k) plan with company match.
Profit sharing and competitive compensation aligned with work experience.
Mental health benefits, including coaching and therapy sessions.
Tuition reimbursement for qualifying employees enrolled in an accredited degree program related to business needs, up to $5,250 per calendar year; employees are eligible upon hire.
Preferred banking products for Employee Ambassadors.