Loan Closer - Midvale, UT (In Office)

Zions Bancorporation•Midvale, UT

3d•Onsite

About The Position

A Loan Closer at the Business Banking Loan Center (BBLC) manages the processes between approval of a small business loan and preparation for closing documents. During this due diligence phase, the Loan Closer helps create a positive client experience by performing job functions accurately, consistently, and efficiently. The role works with multiple loans at different stages, coordinating with internal and external parties to satisfy closing requirements, meet service-level timeframes, and maintain accuracy. The position is based in the office in Midvale, Utah.

Requirements

High school degree or equivalent and at least 2 years of loan processing, closing, or other directly related experience; a combination of education and experience may meet requirements.
Proficient knowledge of loan closing processes and procedures, lending compliance and regulations, loan systems, and loan documentation.
Accuracy, attention to detail, and ability to multi-task.
Problem-resolution, audit, direct-customer-contact customer service, and communication skills.
Working knowledge of loan principles and loan systems.
Solid computer skills, including word-processing and spreadsheet software.

Responsibilities

Proactively communicate and collaborate with parties needed to satisfy loan closing requirements, including title companies, insurance agencies, appraisal and environmental teams, Relationship Managers, and borrowers.
Determine requirements based on use of proceeds and collateral, including ordering appropriate appraisals and valuations, performing UCC searches, and reviewing entity documents.
Manage multiple loans at various stages while keeping communication lines open.
Clearly communicate expectations and meet critical timeframes and service-level agreements while maintaining accuracy.
Multi-task and prioritize critical steps in the loan closing process.
Engage with leadership and team members to support continual improvement and a best-in-class experience.
Perform job functions with an above-and-beyond approach and communicate professionally with bank customers.
Resolve problems and execute expectations.
Organize and prioritize duties and remain accountable for meeting expectations.
Perform other duties as assigned.

Benefits

Medical, dental, and vision insurance starting day one.
Life and disability insurance.
Paid parental leave and adoption assistance.
Health Savings Account, Flexible Spending Account, and dependent care accounts.
Paid training, paid time off, and paid federal holidays and applicable state holidays.
401(k) plan with company match.
Profit sharing.
Competitive compensation in line with work experience.
Mental health benefits, including coaching and therapy sessions.
Tuition reimbursement for qualifying employees enrolled in an accredited degree program related to business needs, up to $5,250 per calendar year; employees are eligible upon hire.
Employee Ambassador preferred banking products.