Loan Operations Loan Auditor - Ridgeland, MS

BankPlus•Ridgeland, MS

12d

About The Position

The Loan Auditor reviews and audits commercial and consumer loans to ensure compliance with bank policy and federal regulations. The role audits loan documentation, supporting documents, and disclosures; checks that loans are loaded correctly in the system; records policy and regulatory exceptions; and communicates with branch personnel about documentation, exceptions, and trailing documents. The Loan Auditor maintains records for original promissory notes and ensures the notes are logged and monitored. The position also provides backup support across the department, assists with special projects and internal or external audits, and supports the Senior Loan Auditor and Insurance Services. The role requires working independently, processing reports in a timely manner, prioritizing daily work, and handling multiple tasks. The Loan Auditor is expected to maintain knowledge of bank products, services, policies, procedures, and relevant regulations, complete compliance training, follow the Bank’s standard of conduct, participate in the High-Performance Rewards Connections program, and make referrals to the Mortgage Center and Wealth Management.

Requirements

Two or more years of banking experience, including loan document experience.
General computer and typing experience.
Experience with Microsoft Office Suite, including Excel, Word, and Outlook.
Strong organizational skills.
Excellent verbal and written communication skills.
Ability to make difficult decisions and handle multiple tasks.

Nice To Haves

Bachelor’s degree preferred.

Responsibilities

Audit loan documentation, supporting documents, and disclosures on all loans according to established guidelines and policies.
Ensure loan audits are accurate and consistent.
Perform system check-backs to confirm loans are loaded correctly.
Load policy and regulatory compliance exceptions into the exception tracking system.
Communicate with branch personnel regarding loan documentation, exceptions, and trailing documents.
Maintain an accurate database for retention of original promissory notes.
Log and monitor promissory notes.
Perform backup duties for other areas of the department as required.
Assist with special projects and internal or external audits as needed.
Provide support to the Senior Loan Auditor and Insurance Services.
Work independently to ensure reports are reviewed and processed in a timely manner.
Prioritize daily workload while performing multiple tasks.
Maintain knowledge of bank products, services, policies, procedures, and relevant regulatory issues, including the Bank Secrecy Act, Privacy Act, Fair Lending Act, and Regulation E.
Complete required compliance training and adhere to the Bank’s standard of conduct.
Participate in the bank’s High-Performance Rewards Connections program.
Make referrals to the Mortgage Center and Wealth Management.