Loan Operations Loan Auditor - Ridgeland, MS

BankPlus • Ridgeland, MS

1d

About The Position

The Loan Auditor reviews and audits commercial and consumer loans to ensure compliance with bank policy and federal regulations. The role checks loan documentation, supporting documents, disclosures, and system loading; records policy and regulatory exceptions; and communicates with branch personnel about documentation, exceptions, and trailing documents. The Loan Auditor also maintains promissory-note records, supports other departmental work and the Senior Loan Auditor and Insurance Services, and assists with special projects and audits. The position requires independent, timely work, the ability to prioritize multiple tasks, and familiarity with relevant bank products, policies, procedures, and regulatory requirements.

Requirements

• Two or more years of banking experience, including loan document experience.
• General computer and typing experience, including Microsoft Office Suite applications Excel, Word, and Outlook.
• Strong organization skills.
• Excellent verbal and written communication skills.
• Ability to make difficult decisions and handle multiple tasks.

Nice To Haves

• Bachelor’s degree preferred.

Responsibilities

• Audit loan documentation, supporting documents, and disclosures for all loans according to established guidelines and policies.
• Ensure loan audits are accurate and consistent.
• Perform system check-backs to confirm loans are loaded correctly.
• Load policy and regulatory compliance exceptions into the exception tracking system.
• Communicate with branch personnel regarding loan documentation, exceptions, and trailing documents.
• Maintain an accurate database for retention of original promissory notes.
• Perform backup duties for other areas in the department as required.
• Assist with special projects and internal or external audits as needed.
• Provide support to the Senior Loan Auditor and Insurance Services.
• Review and process reports in a timely manner while working independently.
• Prioritize daily workload and perform multiple tasks.
• Ensure promissory notes are properly logged and monitored.
• Maintain knowledge of Bank products, services, policies, procedures, and applicable regulatory issues, including the Bank Secrecy Act, Privacy Act, Fair Lending Act, and Regulation E.
• Complete required compliance training and adhere to the Bank’s standard of conduct.
• Participate in the bank’s High-Performance Rewards Connections program.
• Make referrals to the Mortgage Center and Wealth Management.

What This Job Offers

• Job Type: Full-time