Life Insurance Specialist - Murfreesboro, TN

AAA-The Auto Club Group•Murfreesboro, TN

1d•$75,000 - $100,000•Onsite

About The Position

The Life Insurance Specialist drives growth by building relationships, developing leads, and helping members protect their futures through Life, Health, Annuity, Membership, and Financial Services products. The role combines consultative sales, product knowledge, and customer service to identify needs, close sales, achieve production goals, and collaborate with branch partners to generate referrals, cross-selling opportunities, and member satisfaction. The position is based primarily in an ACG branch office in Murfreesboro, Tennessee. It is scheduled Monday through Friday, 8:30 a.m. to 5:30 p.m. The work environment is a temperature-controlled office, with limited travel for community events and possible exposure to road hazards and temperature extremes. The role may require irregular hours, including evenings and weekends. Compensation includes a guaranteed annual base pay of $25,000, commissions, and unlimited income potential. Average earnings are stated as $75,000–$100,000 including base pay and commissions. The position also offers a $2,500 sign-on bonus, with $1,000 paid after 30 days and $1,500 after 90 days of employment. Benefits include medical, prescription, dental, vision, disability, and life insurance coverage; retirement savings plans; paid time off and holidays; leave programs; tuition assistance and professional certification reimbursement; complimentary AAA membership; and adoption assistance.

Requirements

Active, valid state Life license.
Ability to take and pass LUTC or CLU coursework.
Maintain the Life and Health licenses required to sell products.
Valid state driver's license.
Qualify for, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products.
High school diploma or equivalent.
At least 2 years of experience with a proven record of successfully soliciting and selling life insurance products.
Experience selling intangible products.

Responsibilities

Solicit and sell Life and Health insurance and Annuity products, primarily within an ACG branch location, under minimal supervision.
Develop leads and prospects for new accounts through phone calls, mailings, referrals, networking, website inquiries, and seminars.
Prepare proposals and close sales of Life, Health, Annuity, Membership, and Financial Services products.
Achieve established sales goals.
Maintain thorough knowledge of product features, marketing techniques, and sales techniques.
Use sound sales practices when working with customers.
Respond to customer inquiries and problems.
Build sales opportunities through customer engagement and follow-up.
Complete appropriate applications and forms.
Follow internal processing procedures to ensure transactions comply with company policies and practices.
Prepare reports documenting prospecting and sales activities.
Maintain specified production standards and persistency levels for required products.
Collaborate with branch colleagues to reach business goals and maximize leads, sales, and cross-selling opportunities.
Assist Underwriting and Brokerage Departments in satisfying requirements.

Benefits

$2,500 sign-on bonus: $1,000 after 30 days and $1,500 after 90 days of employment.
Guaranteed annual base pay of $25,000 plus commissions; unlimited income potential and stated average earnings of $75,000–$100,000.
Medical plans with multiple coverage options, including HSA eligibility.
Prescription drug coverage.
Dental and vision benefits.
Employee Assistance Program.
Company-paid basic life insurance and optional supplemental life insurance and dependent coverage.
Short-term and long-term disability coverage.
Critical illness, accident, and pet insurance options.
401(k) plan, with automatic deferral upon eligibility, company match, and an additional company contribution.
Health Savings Account and Flexible Spending Account options.
Accrual-based paid time off, eligible after 90 days of employment.
Up to 12 annual PTO days for full-time new employees, with accrual based on start date.
10 company-paid holidays annually for full-time employees, plus one mental health day, two floating holidays, and one volunteer day.
Paid leave programs, including parental, bereavement, jury duty, and military leave.
Tuition assistance up to $5,250 annually, with 80% covered by ACG.
100% reimbursement for eligible professional certification programs.
Career development and advancement opportunities.
Complimentary AAA membership with roadside assistance and travel discounts.
Adoption assistance program.