Large Loss Property Adjuster - Field Estimating - New Brunswick, NJ

Allstate • New Brunswick, NJ

2d • $68,500 - $115,600

About The Position

Allstate is hiring a Large Loss Property Adjuster to provide service to policyholders by inspecting property damage, investigating coverage, preparing estimates, and settling claims. The role involves traveling to customers’ homes for on-site inspections as well as handling virtual claims nationwide, with a particular focus on water losses. The adjuster uses tools and platforms including Xactimate and ClaimsX Video Collaboration.

The position requires independently reviewing damage and interpreting policy terms to determine coverage; communicating with customers by phone, email, and video; and negotiating settlements with customers, vendors, third-party carriers, and claimants. The adjuster documents claim work accurately and promptly in a claims system and uses estimating tools, job aids, and settlement platforms to resolve claims efficiently. Residency near New Brunswick, New Jersey is mandatory. The role includes approximately two weeks of training in Dallas, Texas, plus ongoing training. An adjuster and/or appraiser license may be required within 60 days of hire, depending on the office or area. The role may qualify for a company car depending on annual work mileage; personal vehicle use may be required in the meantime, with mileage reimbursement.

Requirements

• Four years of previous experience as an outside adjuster is highly desired.
• Experience handling claims involving multiple trades and losses exceeding $100,000.
• Proficiency with Xactimate and other relevant estimating software.
• Strong critical-thinking and technical skills to assess damage accurately and expedite settlements.
• Excellent communication and interpersonal skills.
• Ability to travel to customers’ homes and effectively handle virtual claims nationwide.
• Detail-oriented and organized, with a focus on high-quality work.
• Residency near New Brunswick, New Jersey is mandatory.
• Ability to carry a 50-pound ladder and access roofs with up to a 6/12 pitch.
• Valid driver’s license and willingness to travel.
• Individuals with an active insurance license must terminate existing appointments before onboarding and may not hold outside appointments during employment. Applicants for an adjuster role who also hold a resident producer license must surrender it when instructed by the licensing team.
• Obtain an adjuster and/or appraiser license within 60 days of hire if required for the office or area, including passing any applicable background check.
• Submit to a background investigation.

Nice To Haves

• Applicable active licenses for the role, which may qualify the candidate for a $1,000 licensing sign-on bonus. Eligible licenses may include a Home Resident Property & Casualty License, a Designated Home State Florida or Texas License, and/or an applicable Appraiser License.

Responsibilities

• Travel to customers’ homes to conduct on-site property inspections.
• Investigate property claims by reviewing damage and interpreting policies to determine coverage.
• Prepare estimates and settle claims promptly and efficiently.
• Handle virtual claims nationwide using platforms and software such as Xactimate and ClaimsX Video Collaboration.
• Focus on water-loss claims and provide policyholders with support and resolution.
• Communicate with customers by phone, email, and video, using customers’ preferred communication methods and keeping them updated on claim progress.
• Evaluate and negotiate claim settlements with customers, vendors, third-party carriers, and claimants in accordance with legal and business standards.
• Use estimating tools, job aids, settlement platforms, and critical thinking to resolve claims.
• Document claim activity accurately and promptly in the claims system and follow policy agreements.
• Travel to customers’ homes and, when needed, access roofs while carrying a ladder.
• Attend approximately two weeks of training in Dallas, Texas, and participate in ongoing training.
• Obtain any required adjuster and/or appraiser licenses within 60 days of hire, if applicable.

Benefits

• Benefits package available from the first day of employment, including time off, healthcare, and retirement benefits.
• Competitive pay and support for continuous development and career advancement.
• Flexible scheduling and a time-off policy intended to support work/life balance.
• Initial and ongoing training.
• 401(k)/pension.
• Education reimbursement.
• A company car may be available depending on annual work mileage; mileage reimbursement is offered for work-related personal vehicle use.
• Comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse.
• Monthly connectivity reimbursement for employees eligible to work from home.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed