Large Loss Property Adjuster - Field Estimating - Denver, CO

Allstate•USA - CO (Remote), CO

2d•$72,000 - $117,700

About The Position

Allstate is hiring a Large Loss Property Adjuster to provide service to policyholders by inspecting homes, investigating coverage, preparing estimates, and settling property claims promptly and efficiently. The role includes traveling to customers’ homes for on-site inspections and handling virtual claims nationwide using platforms and software such as Xactimate and ClaimsX Video Collaboration. The work focuses particularly on fire and water losses. The adjuster independently investigates property claims, reviews damage, interprets policies to determine coverage, communicates with customers through phone, email, and video, and negotiates settlements with customers, vendors, third-party carriers, and claimants. The position requires accurate and timely claim documentation, sound judgment in complex situations, and a compassionate, customer-focused approach. The role includes approximately two weeks of training in Dallas, Texas, as well as ongoing training. Depending on the office or area, the employee may need to obtain an adjuster and/or appraiser license within 60 days of hire. A sign-on bonus of $1,000 may be available to eligible candidates with applicable active licenses. The position may qualify for a company car based on annual work mileage; personal vehicle use may be required until eligible, with mileage reimbursement. Residency within the posted location is mandatory. The position is not available to residents of California, Alaska, Hawaii, or Puerto Rico.

Requirements

Residency within the posted location is mandatory.
Must be able to carry a 50-pound ladder and access roofs with up to a 6/12 pitch.
Valid driver’s license and willingness to travel for the job.
Must comply with insurance licensing requirements: terminate existing appointments before onboarding and hold no outside appointments during employment; applicants in adjuster roles who hold a resident producer license must surrender it when instructed.
Must submit to a background investigation.

Nice To Haves

Four years of previous experience as an outside adjuster is highly desired.
Experience handling claims involving multiple trades and losses over $100,000.
Proficiency with Xactimate and other relevant estimating software.
Strong critical-thinking and technical skills for accurately assessing damage and expediting settlements.
Excellent communication and interpersonal skills.
Detail-oriented and organized, with a focus on high-quality work.
Applicable active licenses for the role, which may include a Home Resident Property & Casualty License, Designated Home State Florida or Texas License, and/or applicable Appraiser License.

Responsibilities

Travel to customers’ homes to conduct on-site property inspections.
Investigate property damage and coverage, including detailed reviews of damage and interpretation of policy terms.
Prepare estimates and settle claims promptly and efficiently, with a focus on fire and water losses.
Handle virtual claims nationwide using platforms and software such as Xactimate and ClaimsX Video Collaboration.
Communicate with customers through phone, email, and video, adapting communication to customer preferences and keeping them updated on claim progress.
Evaluate and negotiate settlements with customers, vendors, third-party carriers, and claimants in accordance with legal and business standards.
Use critical thinking, estimating tools, job aids, and settlement platforms to resolve claims, including challenging and complex situations.
Maintain clear, timely, and accurate claim documentation and follow policy agreements.
Attend approximately two weeks of training in Dallas, Texas, and participate in ongoing training.
Obtain an adjuster and/or appraiser license within 60 days of hire if required for the office or area.

Benefits

Benefits package from the first day of employment, including time off, healthcare, and retirement.
Competitive pay and support for continuous development and career advancement.
Flexible scheduling and a time-off policy intended to support work-life balance.
Initial and ongoing training.
401(k)/pension.
Education reimbursement.
Programs to help employees balance work with the rest of their lives.
Potential $1,000 licensing sign-on bonus for eligible candidates with applicable active licenses.
Potential company car eligibility based on annual work mileage.
Mileage reimbursement when using a personal vehicle for work.
Technology setup including a laptop, monitors, headset, keyboard, and mouse.
Monthly connectivity reimbursement for employees eligible to work from home.