Fully Remote Insurance Services Representative

AIL•Rochester, MN
•$80,000 - $100,000•Remote

About The Position

AO Globe Life is hiring a fully remote Insurance Services Representative to help working families understand and enroll in supplemental benefit options. The role is suited to recent or soon-to-be graduates and people who enjoy a people-centered, service-first environment. The company provides training, mentorship, licensing guidance, and ongoing professional development. This is a 100% remote independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Candidates must complete the applicable pre-licensing coursework, examinations, and state requirements at their own expense, and obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities. Specific licensing requirements, fees, compensation, and contractor terms may vary by state and are reviewed during hiring and onboarding.

Requirements

  • Be at least 18 years of age and legally eligible to work in the United States.
  • Have a reliable high-speed internet connection and provide a computer or laptop, webcam, and professional remote workspace.
  • Be organized, self-motivated, and comfortable working independently.
  • Have confidence with virtual meetings and everyday digital tools.
  • Have strong communication and interpersonal skills.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Be coachable and interested in a performance-based career.

Nice To Haves

  • Prior customer service or consultative experience is a plus, but not required.
  • Recent or soon-to-be graduate in business, marketing, or communications.

Responsibilities

  • Conduct virtual consultations with clients via Zoom.
  • Keep digital records accurate and manage timely follow-up.
  • Cultivate long-term client relationships.
  • Deliver high-quality, client-focused service.
  • Guide individuals and families through personalized supplemental benefit options.
  • Support the enrollment process from start to finish with professionalism.
  • Participate in required training and virtual meetings.
  • Develop professionally through ongoing mentorship and training.

Benefits

  • Complete training and licensing support are provided.
  • Mentorship and ongoing professional development.
  • Flexible schedule.
  • Inbound leads; no cold outreach.
  • Weekly pay tied to performance.
  • Monthly and quarterly performance bonuses.
  • Renewal-based income growth opportunities.
  • Potential 3% equity opportunity for those who qualify.
  • Opportunities for leadership, professional growth, and advancement.
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