Fully Remote Insurance Benefits Consultant

AIL•Bloomington, MN
•$80,000 - $100,000•Remote

About The Position

AO Globe Life is seeking an Insurance Benefits Consultant to join a fully remote, mission-driven team serving working families, union members, credit union clients, and veterans with supplemental benefits. The role centers on developing long-term client relationships, explaining personalized benefit options, and supporting clients through enrollment with clear, professional, client-centered service. Consultations and team meetings are conducted virtually, including through Zoom. This is a 100% remote independent-contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Training, mentorship, licensing guidance, and professional development are provided. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed activities and are responsible for applicable pre-licensing coursework, examinations, and licensing requirements at their own expense. Specific licensing requirements, fees, compensation, and contractor terms may vary by state.

Requirements

  • Be at least 18 years old and legally eligible to work in the United States.
  • Be self-motivated, organized, coachable, and able to work independently.
  • Have strong communication and interpersonal skills.
  • Be comfortable with virtual meetings and everyday digital tools.
  • Provide a computer or laptop, webcam, dependable high-speed internet, and a professional remote workspace.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate's expense.
  • Complete required training and participate in virtual meetings.

Nice To Haves

  • Customer service or consultative experience.

Responsibilities

  • Develop strong, long-term relationships with clients.
  • Explain personalized supplemental benefit options to individuals and families.
  • Deliver excellent, client-centered service.
  • Accurately handle documentation and manage follow-ups.
  • Support clients throughout the enrollment process with clarity and professionalism.
  • Conduct client consultations virtually using Zoom.
  • Participate in ongoing mentorship, professional development, team training, and virtual meetings.

Benefits

  • Supportive, people-first team culture.
  • Flexible schedule.
  • Monthly and quarterly bonus potential.
  • Weekly pay tied to performance.
  • Inbound client interest with no cold outreach.
  • Equity opportunity of 3% for qualifying team members.
  • Potential for renewal-based income growth.
  • Opportunities for advancement into leadership roles.
  • Training, mentorship, licensing guidance, and ongoing professional development.
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