General Liability Claim Representative

Travelers • Hunt Valley, MD

2d • Hybrid

About The Position

As a Claim Representative, General Liability, you will manage and investigate low- to moderate-complexity injury and/or property damage claims. The work includes customer contact, determining coverage, evaluating liability, assessing damages, establishing timely reserves, and issuing accurate payments within your authority and oversight. You will work with customers, claimants, attorneys, and other parties to resolve claims accurately and efficiently while providing professional, empathetic service. The role may also include training and coaching less experienced claim professionals. Travelers uses a hybrid work location model designed to support flexibility.

Requirements

• High school diploma or GED.
• At least one year of bodily injury liability, property damage liability, or comparable claim-related experience, or successful completion of the required Travelers Claim Representative training program.
• Acquire and maintain relevant insurance license(s) within three months of starting the job.
• Ability to communicate clearly and professionally with multiple stakeholders.
• Ability to analyze situations, exercise sound judgment, and make effective decisions.
• Customer service skills, including the ability to handle difficult conversations with empathy and professionalism.
• Attention to detail and organizational skills, including the ability to manage a high-volume workload and prioritize effectively.
• Conflict resolution and negotiation skills, including the ability to handle complex or disputed claims and negotiate settlements.
• Ability to manage stress, navigate difficult situations, maintain composure and professionalism under pressure, and take accountability for decisions.
• Understanding of insurance principles and terminology, state insurance regulations, claim handling requirements, and fair claims practices.
• Ability to comprehend and analyze policy language.
• Ability to learn from experience and apply learning to new situations with speed and flexibility.

Nice To Haves

• Bachelor’s degree.
• Two years of liability, bodily injury, or comparable experience.
• Active adjuster license, where required by state law.
• Experience with claims management systems and advanced skills in Microsoft Office and enterprise technology systems and platforms.

Responsibilities

• Manage an active caseload of injury and/or property damage claims from first notice of loss through resolution within the assigned level of authority.
• Handle low- to moderately complex personal and/or business insurance liability claims, which may involve coverage disputes and contractual indemnity issues.
• Gather and investigate information by contacting relevant parties to determine coverage, evaluate liability exposure, assess bodily injury and/or property damage, and establish appropriate reserves.
• Use internal resources as appropriate.
• Communicate promptly and professionally with customers, opposing counsel, third-party vendors, internal stakeholders, and other parties.
• Negotiate with claimants, attorneys, representatives, and other constituents; convey claim settlements within authority and issue payments accurately and promptly.
• Handle low-complexity litigation.
• Maintain accurate claim activity records in claim management systems.
• Adapt to technology implementations, system upgrades, and digital tool rollouts, particularly AI tools, while maintaining productivity and service quality.
• Acquire and maintain relevant insurance licenses to comply with state and Travelers requirements within three months of starting the job.
• Perform other duties as assigned.
• May provide training and coaching to less experienced claim professionals.

Benefits

• Health insurance coverage for eligible employees and family members from the first day of employment.
• Dollar-for-dollar 401(k) matching on contributions up to the first 5% of eligible pay, subject to an annual maximum.
• Paying it Forward Savings Program contributions to employees’ 401(k) accounts when they make student loan payments.
• Pension Plan funded 100% by Travelers.
• At least 20 days of paid time off annually.
• Nine paid company holidays.
• Wellness program with tools, discounts, and resources.
• Mental health program with access to free professional counseling services, health coaching, and other resources.
• Matching Gift and Volunteer Rewards program.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED