Financial Protection Specialist

AIL•Cleveland, OH
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is seeking a remote Financial Protection Specialist (described in the posting as a Remote Benefits Advisor) to guide individuals and families through life, accident, and supplemental health insurance options. The role involves virtual client conversations, needs-based benefit reviews, explaining coverage clearly, and helping clients identify options suited to their needs. Company-provided warm leads are available. This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. No prior insurance experience is required. The company provides training, mentorship, licensing guidance, and ongoing professional development. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities, and are responsible for applicable pre-licensing coursework, exams, and state licensing requirements at their own expense.

Requirements

  • Excellent communication and listening skills.
  • People-oriented and detail-focused.
  • Comfortable using computer systems and virtual meeting platforms.
  • Self-motivated with strong follow-through.
  • Able to work independently and collaboratively.
  • At least 18 years of age and legally eligible to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.

Nice To Haves

  • No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided.
  • The opportunity is best suited to individuals who are coachable and interested in a performance-based career with opportunities for professional growth and advancement.

Responsibilities

  • Meet virtually with clients from company-provided warm leads.
  • Schedule appointments and conduct needs-based benefit reviews.
  • Explain insurance options in clear, easy-to-understand language.
  • Help clients identify coverage that aligns with their needs.
  • Follow up professionally and maintain strong client relationships.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.

Benefits

  • 100% remote work.
  • Company-provided warm leads.
  • Weekly pay with unlimited earning potential.
  • Medical insurance premium reimbursement.
  • Online training, daily coaching, and mentorship.
  • Performance incentive opportunities.
  • No overhead costs.
  • Union representation through OPEIU Local 277.
  • Career growth with an organization serving members and families for 70 years.
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