Financial Protection Representative

AIL•Chandler, AZ
•$90,000 - $120,000•Remote

About The Position

AO Globe Life is seeking motivated professionals for a remote, client-focused role supporting families and individuals across the United States. Representatives conduct scheduled virtual consultations, help clients understand available benefit programs, and provide dependable service. The role offers flexible scheduling, structured training, mentorship, and pre-interested client consultations; cold outreach and door-to-door sales are not required. This is a 100% remote independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. No prior insurance experience is required. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and must complete applicable pre-licensing coursework, examinations, and state licensing requirements at their own expense. Licensing requirements, fees, compensation, and contractor terms may vary by state.

Requirements

  • Must be physically located in and legally authorized to work in the United States.
  • Must be at least 18 years of age.
  • Must have a reliable high-speed internet connection.
  • Must provide a Windows-based laptop or desktop computer with a webcam and a professional remote workspace.
  • Must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Must complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • Strong verbal communication and interpersonal skills.
  • Organized, dependable, and comfortable working independently in a remote environment.
  • Confidence using video conferencing platforms and digital tools.
  • Self-motivated, coachable, and interested in a performance-based career.
  • Motivated by service-oriented, purpose-driven work.

Nice To Haves

  • Customer service, sales, or client relations experience is helpful but not required.

Responsibilities

  • Conduct scheduled virtual consultations with clients using Zoom.
  • Identify client needs and guide clients through available benefit options.
  • Explain coverage details and enrollment steps clearly and professionally.
  • Maintain accurate digital records and manage follow-up communication.
  • Provide exceptional client service and build long-term relationships.
  • Participate in ongoing training sessions and team meetings.
  • Complete required training and participate in virtual meetings.

Benefits

  • Flexible scheduling
  • Structured training, onboarding, and product education
  • Mentorship and licensing guidance
  • Ongoing professional development
  • Opportunities for long-term career growth, advancement, and leadership responsibilities
  • Pre-interested client consultations; no cold outreach or door-to-door sales required
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