Financial Protection Representative

AIL•Kansas City, MO
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is hiring a Member Protection Consultant to work remotely with individuals, families, and eligible member groups seeking information about insurance coverage. The representative guides clients through a professional, needs-based process and helps them understand life, supplemental health, and accident insurance options. The opportunity includes training, mentorship, company-provided warm leads, weekly pay, and potential for professional growth. This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and complete applicable pre-licensing coursework, examinations, and state licensing requirements at their own expense. Licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed during hiring and onboarding.

Requirements

  • Strong verbal, written, and listening skills
  • Customer-focused and professional mindset
  • Strong organizational and follow-up ability
  • Attention to detail
  • Comfortable using technology and virtual communication tools
  • Self-motivated, dependable, and team-oriented
  • At least 18 years of age and legally eligible to work in the United States
  • Provide own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense
  • No prior insurance experience is required

Nice To Haves

  • Comfortable working independently
  • Coachable
  • Interested in a performance-based career with opportunities for professional growth and advancement

Responsibilities

  • Contact prospective clients using company-provided warm leads
  • Schedule and conduct virtual consultations
  • Identify client needs through active listening and thoughtful questions
  • Explain available life, accident, and supplemental health insurance coverage
  • Answer client questions and provide clear next steps
  • Follow up consistently to support a positive client experience
  • Maintain organized records and professional communication
  • Attend regular training and coaching sessions
  • Complete required training and participate in virtual meetings

Benefits

  • Company-provided warm leads
  • Weekly paychecks
  • Unlimited earning potential
  • Medical insurance premium reimbursement
  • Online training and career development resources
  • Daily coaching and mentorship
  • Performance incentives
  • No business overhead costs
  • OPEIU Local 277 union representation
  • Long-term growth potential with a 70-year organization
© 2026 Teal Labs, Inc
Privacy PolicyTerms of Service