Remote Financial Protection Representative

AIL•Wichita, KS
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is seeking a remote representative to help clients review life, accident, and supplemental health insurance protection options. The role involves connecting with individuals and families through warm leads, conducting virtual appointments, assessing client needs, and explaining available coverage and benefits. Training, support, tools, mentorship, licensing guidance, and ongoing professional development are provided. No prior insurance experience is required. This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and pay for applicable pre-licensing coursework, examinations, and state licensing requirements. Licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed during hiring and onboarding.

Requirements

  • Excellent communication and interpersonal skills.
  • Strong listening and customer-service abilities.
  • Detail-oriented and organized.
  • Comfortable using computers and virtual systems.
  • Ability to learn and apply coaching.
  • Able to work independently while contributing to team goals.
  • At least 18 years of age and legally eligible to work in the United States.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.

Nice To Haves

  • No prior insurance experience is required.
  • Self-motivated and coachable.
  • Interested in a performance-based career with opportunities for professional growth and advancement.

Responsibilities

  • Connect with prospective clients using warm leads.
  • Schedule and conduct virtual appointments.
  • Complete client-focused needs assessments.
  • Explain available coverage options and benefits.
  • Help clients understand products and services.
  • Follow up in a timely, professional manner.
  • Maintain accurate records of client interactions.
  • Participate in training, coaching, and team meetings.

Benefits

  • Fully remote work opportunity
  • Warm leads provided
  • Weekly compensation
  • Unlimited earning potential
  • Medical premium reimbursement
  • Comprehensive online training
  • Daily coaching and mentorship
  • Performance-based incentive programs
  • No overhead expenses
  • Union representation through OPEIU Local 277
  • Stable career opportunity with a 70-year member-focused organization
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