Fully Remote Financial Protection Specialist
About The Position
AO Globe Life is seeking a Financial Protection Specialist to help clients explore insurance solutions that may support their families during unexpected events. In this fully remote role, the specialist connects with prospective clients, conducts virtual needs assessments, and explains life, accident, and supplemental health insurance options. Company-provided warm leads, training, resources, coaching, and mentorship support the specialist in building trusted client relationships and developing professionally. This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and licensing requirements at their own expense. No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided. Candidates provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace, and must complete required training and attend virtual meetings. Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed during hiring and onboarding.
Requirements
- Strong written, verbal, and listening skills.
- A client-centered approach and professional communication style.
- Ability to build rapport and trust with clients.
- Strong organization and attention to detail.
- Comfort using technology and virtual communication platforms.
- Ability to work independently and as part of a team.
- At least 18 years of age and legally eligible to work in the United States.
- Must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
- Must complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
- Must provide a computer or laptop, webcam, reliable high-speed internet, and professional remote workspace.
- Must complete required training and participate in virtual meetings.
Nice To Haves
- Self-motivated and coachable.
- Comfortable working independently.
- Interested in a performance-based career with opportunities for professional growth and advancement.
Responsibilities
- Contact prospective clients using company-provided warm leads.
- Schedule and conduct virtual consultations.
- Review client needs through a needs-based process.
- Explain available life, supplemental health, and accident insurance options.
- Help clients understand product benefits and next steps.
- Follow up with clients in a professional and timely manner.
- Maintain accurate client information and communication records.
- Participate in ongoing development and coaching sessions.
Benefits
- Fully remote opportunity.
- Company-provided warm leads.
- Weekly compensation.
- Unlimited earning potential.
- Medical insurance premium reimbursement.
- Industry-leading online training.
- Daily coaching and mentorship.
- Performance-based incentive programs.
- No overhead costs.
- OPEIU Local 277 union representation.
- Stable career opportunity with a 70-year history of member service.
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What This Job Offers
Education Level
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