Fully Remote Client Protection Representative

AIL•Jacksonville, FL
•Remote

About The Position

AO Globe Life is seeking a Client Coverage Advisor to help individuals and families understand insurance products that may support their financial protection goals. This fully remote role involves speaking with clients through virtual appointments and providing a clear, helpful experience throughout the coverage review process. It may suit a motivated, people-oriented person seeking professional growth through ongoing training and mentorship. This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided. Before conducting licensed insurance activities, the representative must obtain the appropriate state Life & Health Insurance License and complete applicable coursework, examinations, and state requirements at their own expense. Licensing requirements, fees, compensation, and contractor terms may vary by state and are reviewed during hiring and onboarding. Candidates should be at least 18 years old and legally eligible to work in the United States. They must provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace; complete required training; and participate in virtual meetings. The company states its commitment to equal opportunity without regard to protected characteristics.

Requirements

  • Excellent verbal, written, and listening skills.
  • Strong relationship-building ability.
  • People-oriented and client-focused mindset.
  • Organized and detail-oriented.
  • Comfortable with computer functions and virtual communication.
  • Able to work independently and collaboratively.
  • At least 18 years of age and legally eligible to work in the United States.
  • Provide a personal computer or laptop, webcam, reliable high-speed internet, and professional remote workspace.
  • Complete required training and participate in virtual meetings.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.

Nice To Haves

  • No prior insurance experience is required.
  • Self-motivated and coachable.
  • Comfortable working independently.
  • Interested in a performance-based career with professional growth and advancement opportunities.

Responsibilities

  • Connect with prospective clients from warm lead sources.
  • Schedule and conduct virtual client appointments.
  • Identify individual and family coverage needs.
  • Explain life, supplemental health, and accident insurance options.
  • Provide clear answers to client questions.
  • Help clients make informed decisions.
  • Follow up professionally and maintain client relationships.
  • Participate in team training and coaching programs.

Benefits

  • 100% remote work
  • Warm leads provided by the company
  • Weekly pay
  • Unlimited earning potential
  • Medical insurance premium reimbursement
  • Online training resources and ongoing development
  • Daily coaching and mentorship
  • Performance incentive opportunities
  • No overhead costs
  • OPEIU Local 277 union representation
  • Growth potential with an established organization serving members for 70 years
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