Financial Analyst - Onsite (US Citizens w/Secret Clearance)

Swingtech•Washington, DC

4h•Onsite

About The Position

The Financial Analyst performs financial, credit, statistical, and portfolio-risk analyses supporting SBA oversight of participating 7(a) lenders. The role evaluates lender performance, delegated-authority eligibility, financial condition, regulatory developments, and emerging risks, and prepares technically accurate workpapers, reports, and recommendations. The position also supports lender reviews and renewals, assesses regulatory actions and supervisory findings, and provides technical guidance to stakeholders on lender-risk, policy, and procedural matters. The role is onsite and requires U.S. citizenship and a Secret clearance.

Requirements

Bachelor’s degree in finance, accounting, economics, business administration, or a closely related field.
For a developing Financial Analyst: approximately one to two years of specialized financial, credit, portfolio, banking, regulatory, Government, or financial-services experience.
For a senior Financial Analyst: three or more years of progressively responsible experience conducting complex financial-risk, credit, portfolio, or lender-oversight analysis.
Experience evaluating financial condition, creditworthiness, repayment capacity, portfolio performance, or regulatory compliance.
Experience preparing analytical workpapers, reports, memoranda, and briefing materials.
Strong knowledge of financial-statement analysis, credit risk, commercial lending, and portfolio-risk principles.
Advanced Excel and data-analysis skills.
Strong written and verbal communication skills.
Ability to work independently on complex assignments with minimal supervision.
U.S. citizenship and a Secret clearance.

Nice To Haves

Master’s degree in finance, economics, accounting, business administration, or a related discipline.
CFA, FRM, CPA, or comparable professional certification.
Experience with the SBA 7(a) or 504 Loan Programs.
Experience with Government-guaranteed lending or delegated-lender programs.
Experience with SBA OCRM, delegated authority, Desktop Reviews, CAFS, or the SBA Lender Portal.
Experience reviewing commercial or small-business loan portfolios.
Knowledge of regulatory capital, liquidity, asset quality, loan-loss reserves, nonaccruals, charge-offs, and risk-rating systems.

Responsibilities

Perform financial and statistical analyses of SBA lender performance.
Support delegated-authority renewals, nominations, add-ons, and re-delegations.
Plan, coordinate, and conduct Desktop Reviews and related risk assessments.
Evaluate lender eligibility and continuing qualification for delegated authority.
Analyze lender financial statements, portfolio performance, credit quality, capital, liquidity, asset quality, reserves, concentrations, and emerging risks.
Develop analytical workpapers, reports, memoranda, charts, and briefings.
Identify operational weaknesses and recommend policy, procedure, control, or risk-mitigation improvements.
Evaluate 7(a) lender portfolios and emerging risks to SBA’s loan portfolio.
Monitor lender renewals, review results, corrective actions, and required follow-up.
Assess public enforcement actions and supervisory findings issued by federal and state regulators.
Review mergers and acquisitions for potential SBA guaranty-transfer implications.
Review the work of other contractor personnel for quality, completeness, accuracy, and regulatory compliance.
Coordinate monthly, quarterly, and annual analytical deliverables with the On-Site Supervisor.
Provide technical guidance to internal and external stakeholders on lender-risk, policy, and procedural matters.
Protect confidential lender, borrower, and Government information.

Benefits

15 PTO days
11 paid holidays
Medical insurance with three options, including an HSA with a $600 employer contribution
Dental insurance with no age limit for orthodonture
Vision insurance through EyeMed with in- and out-of-network coverage
Short- and long-term disability coverage with 100% premium support
Life insurance and AD&D with 100% premium support
Supplemental life insurance
Critical care and accident insurance availability
Pet insurance through Nationwide
Employee Assistance Program
401(k) with enrollment from day one and a 4% company deferral
$1,500 annual training budget
$1,500 referral bonus
Eligibility for annual merit and discretionary bonus
Flexible work arrangements