Experienced Engineering Manager, Payments
About The Position
Plaid Payments is building infrastructure that enables trusted bank-account payments, including account verification, transaction risk assessment, and movement of money through ACH, RTP, and FedNow. The business is shifting from offering payment primitives for customers to assemble to providing payment decisions and managed flows, including verification, guaranteed payments, and fully managed payment experiences. The Engineering Manager will lead Plaid’s Payments engineering organization, comprising teams focused on account verification, payment risk, and money movement. In partnership with the Product Area Lead, this role co-owns strategy and execution for a large, fast-growing business area. The role manages three engineering managers, sets the engineering hiring bar, and establishes technical direction for a platform where reliability and correctness have direct financial consequences. It also involves balancing foundational investment with product delivery and working closely with data science, operations, compliance, go-to-market teams, and customers.
Requirements
- 10+ years of software engineering experience.
- 4+ years of engineering management experience, including 1+ years managing managers.
- Experience leading an engineering organization of 20+ through an engineering-manager layer.
- Experience owning transactional, high-reliability systems where correctness and availability have direct financial consequences.
- Track record of building technical foundations that created compounding returns.
- Experience partnering cross-functionally with product, data, operations, and business teams.
Nice To Haves
- Bank payments experience, such as ACH, RTP, FedNow, or card rails.
- Experience shipping ML-powered risk or fraud products.
- Experience leading AI transformation in an engineering organization.
Responsibilities
- Set Payments engineering strategy with the Product Area Lead, balancing product delivery against foundational investment across three teams.
- Manage three engineering managers, including coaching, performance calibration, and building the management bench.
- Own technical direction for the payments platform, including verification infrastructure, the Signal risk platform and its ML and data pipelines, money movement rails, and customer-facing APIs and dashboards.
- Maintain a high reliability bar for systems where failures can move money incorrectly.
- Drive recruiting and hiring across the organization, set the hiring bar, and own pipeline health.
- Drive product-area strategy together with Product leadership.
- Partner with Product, data science, PMM, GTM, payment operations, compliance, and customers.
Benefits
- Comprehensive benefit plan including medical, dental, vision, and 401(k).
- Additional compensation in the form of equity and/or commission may be provided, depending on the position offered.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
