Deposit Growth Consultant

Fiserv•Remote, Florida, FL

About The Position

As a member of Fiserv’s Deposit Growth Consulting team within Advisory Services, the Deposit Growth Consultant helps financial institutions improve deposit acquisition, retention, relationship depth, product profitability, and overall financial performance. The role combines industry expertise, data analysis, and strategic consulting to identify opportunities, develop actionable recommendations, and guide clients through initiatives intended to produce measurable business results. The consultant independently analyzes complex data, leads client engagements, communicates with executive leadership, and translates insights into practical strategies. The work includes assessing deposit portfolios, product structures, pricing, customer behavior, competitive positioning, and market opportunities. The consultant also supports business development and practice growth, improves consulting methodologies and reusable assets, and mentors less experienced team members. Typical engagements include deposit growth assessments and portfolio reviews; consumer, small business, and commercial deposit product strategy; product and pricing reviews; relationship pricing and rewards strategy; product rationalization and simplification; new-account and onboarding optimization; deposit market and competitive analysis; and product profitability, cost-of-funds, and balance-mix reviews. This role is not eligible to be performed in Colorado, California, the District of Columbia, Hawaii, Illinois, Massachusetts, Maryland, Minnesota, New Jersey, New York, Nevada, Rhode Island, Vermont, Virginia, Maine, or Washington.

Requirements

At least 5 years of experience working with consumer, business, and/or commercial deposit products and services, including areas such as product design, pricing, implementation, marketing, portfolio management, or data analysis.
At least 5 years of experience in banking or the financial services industry; banking experience is strongly preferred.
Demonstrated experience analyzing financial, product, customer, or operational data and converting findings into business recommendations.
Experience leading client-facing projects, strategic initiatives, or consulting engagements from initiation through completion.
Experience developing project scopes, business requirements, statements of work, and professional client deliverables.
Strong communication and presentation skills, including the ability to engage with C-level executives, business leaders, operational stakeholders, and technical teams.
Strong project management, organizational, problem-solving, and decision-making skills in complex or ambiguous situations.
Experience developing clear, executive-ready findings, recommendations, presentations, and implementation roadmaps.
Experience mentoring, coaching, or training less experienced team members.
Proficiency with Microsoft Excel, PowerPoint, Outlook, and related Microsoft Office applications.

Nice To Haves

Experience in banking consulting, advisory services, or management consulting.
Knowledge of deposit applications within one or more Fiserv core banking platforms, including DNA, Premier, Cleartouch, Precision, or Finxact.
Experience working with and presenting to executive management at financial institutions.
Knowledge of deposit pricing, relationship pricing, relationship rewards, product profitability, treasury services, analyzed accounts, or balance growth strategies.
Experience with analytical and reporting tools such as SQL, Snowflake, Cognos, Power BI, or similar platforms.
Experience supporting sales pursuits, opportunity development, proposal development, or consulting solution design.
Bachelor’s degree in business, finance, economics, analytics, marketing, banking, or a related field preferred.
An equivalent combination of education, banking experience, and consulting experience will be considered.

Responsibilities

Lead deposit growth consulting engagements from discovery through final delivery, managing timelines, data requests, risks, deliverables, and stakeholder expectations.
Facilitate workshops, interviews, and discovery sessions with executive, product, operations, retail, business, and commercial banking leaders.
Assess deposit portfolios, product structures, pricing strategies, customer behavior, competitive positioning, and market opportunities.
Evaluate consumer, business, and commercial deposit offerings to identify opportunities for growth, simplification, profitability improvement, and stronger customer engagement.
Develop executive-ready presentations, reports, recommendations, and prioritized action plans tailored to client objectives.
Present findings and recommendations to client leadership and facilitate decision-making discussions.
Analyze financial, product, customer, market, and competitive data to identify revenue and growth opportunities.
Validate and reconcile client data, identify material data limitations, and communicate assumptions appropriately.
Translate complex data sets into meaningful business insights and practical recommendations.
Develop strategies for deposit acquisition and retention, balance growth and mix, product penetration, relationship expansion, pricing, cost of funds, fee income, and profitability.
Help clients prioritize initiatives according to expected business impact, resource requirements, implementation complexity, and organizational readiness.
Support sales and business development through discovery calls, solution discussions, proposals, and client presentations.
Help develop statements of work, project scopes, business requirements, effort estimates, and engagement approaches.
Identify follow-on services and expansion opportunities based on client needs uncovered during engagements.
Contribute to team revenue objectives while maintaining client satisfaction and delivery quality.
Partner with Advisory Services leadership to enhance consulting methodologies, analytical models, standardized reporting, deliverables, and engagement capabilities.
Develop and maintain reusable consulting templates, frameworks, tools, and other practice assets.
Mentor and support less experienced consultants and team members.
Maintain awareness of deposit market trends, competitive practices, regulatory considerations, and emerging financial-services capabilities.