Debt Consultant

Achieve•Tempe, AZ
•$75,000 - $100,000•Hybrid

About The Position

As a Debt Consultant on Achieve’s Debt Resolution team, you’ll work with customers facing higher levels of unsecured debt and guide them through personalized solutions to regain financial control. Customers may be further along in their decision journey but need a skilled, consultative approach to understand their situation and move forward confidently. You’ll manage a pipeline of high-value opportunities and lead conversations that balance empathy, education, and financial clarity, often closing within one to two interactions. The role is designed for experienced sales professionals who can build trust quickly, navigate complex financial conversations, and help customers reach clear decisions. Achieve offers remote and hybrid options in the Phoenix, Arizona metro market. Employees must have a high-speed internet or fiber broadband connection. Shifts are Tuesday through Saturday or Sunday through Thursday, with eight-hour day shifts starting between 6:00 a.m. and 8:00 p.m. Arizona time. Expected on-target compensation is $75,000–$85,000 on average, with top performers earning $100,000 or more annually; compensation consists of hourly base pay and uncapped commissions.

Requirements

  • At least 3 years of experience in inside sales; consultative or financial sales experience is preferred.
  • Proven success in a commission-driven role with consistent goal attainment.
  • Strong ability to navigate both emotional and analytical conversations.
  • Experience managing a pipeline and effectively prioritizing opportunities.
  • Confidence discussing financial situations, trade-offs, and long-term outcomes.
  • High school diploma or equivalent.
  • High-speed internet or fiber broadband connection.

Nice To Haves

  • Experience in consultative or financial sales environments.
  • Ability to quickly build trust with customers in high-stress financial situations.
  • Comfort leading complex conversations rather than only transactional sales.
  • Ability to guide customers toward a decision, not just provide information.
  • Ownership of pipeline and results.

Responsibilities

  • Own and manage a pipeline of high-debt, high-intent customers from initial contact through enrollment.
  • Lead consultative conversations to understand each customer’s full financial picture.
  • Explain debt resolution strategies, program structure, and expected outcomes.
  • Balance empathy with direction while guiding customers through emotionally and financially complex decisions.
  • Drive efficient decision-making and close opportunities, often within one to two calls.
  • Prioritize opportunities and conduct targeted follow-up to maximize conversion.
  • Meet and exceed daily, weekly, and monthly sales goals.

Benefits

  • 401(k) with employer match.
  • Medical, dental, and vision coverage with HSA and FSA options.
  • Competitive vacation and sick time off, plus dedicated volunteer days.
  • Employee Assistance Program and physical and mental health wellness programs.
  • Up to $5,250 reimbursement for eligible education expenses.
  • Pet care discounts.
  • Achieve Care Fund financial support in times of hardship.
  • Employee resource groups and a commitment to diversity and inclusion.
  • Hybrid and remote work opportunities for certain roles.
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