Debt Consultant

Achieve • Tempe, AZ

3d • $75,000 - $100,000 • Hybrid

About The Position

As a Debt Consultant on Achieve’s Debt Resolution team, you’ll work with customers facing higher levels of unsecured debt and guide them through personalized solutions to regain financial control. Customers are often further along in their decision journey, but need a skilled, consultative approach to understand their situation and move forward confidently.

You’ll manage a pipeline of high-value opportunities and lead conversations that balance empathy, education, and financial clarity, often closing within one or two interactions. The role is designed for experienced sales professionals who can build trust quickly, navigate complex financial conversations, and help customers make clear decisions.

The position offers hybrid and remote options in the Phoenix, Arizona metro area. Employees must have a high-speed internet or fiber broadband connection. The stated start date is January 11, 2027. Shifts are Tuesday–Saturday or Sunday–Thursday, with eight-hour day shifts starting between 6:00 a.m. and 8:00 p.m. Arizona time. Expected on-target compensation averages $75,000–$85,000, with top performers earning $100,000 or more annually. Compensation consists of hourly base pay plus uncapped commissions.

Requirements

• At least 3 years of experience in inside sales; consultative or financial sales experience is preferred.
• Proven success in a commission-driven role with consistent goal attainment.
• Strong ability to navigate both emotional and analytical conversations.
• Experience managing a pipeline and prioritizing opportunities effectively.
• Confidence discussing financial situations, trade-offs, and long-term outcomes.
• High school diploma or equivalent.
• High-speed internet or fiber broadband connection.

Nice To Haves

• Experience in consultative or financial sales environments.
• Ability to quickly build trust with customers in high-stress financial situations.
• Comfort leading deeper, more complex conversations rather than transactional sales.
• Ability to guide customers toward a decision, not just provide information.
• Ownership of pipeline and results.

Responsibilities

• Own and manage a pipeline of high-debt, high-intent customers from initial contact through enrollment.
• Lead consultative conversations to understand each customer’s full financial picture.
• Explain debt resolution strategies, program structure, and expected outcomes clearly.
• Balance empathy with direction while guiding customers through emotionally and financially complex decisions.
• Drive efficient decision-making and close opportunities, often within one or two calls.
• Prioritize opportunities and conduct targeted follow-up to maximize conversion.
• Meet and exceed daily, weekly, and monthly sales goals.

Benefits

• 401(k) with employer match.
• Medical, dental, and vision coverage with HSA and FSA options.
• Competitive vacation and sick time off, plus dedicated volunteer days.
• Employee Assistance Program and physical and mental health wellness programs.
• Up to $5,250 reimbursement for eligible education expenses.
• Pet care discounts.
• Financial support through the Achieve Care Fund.
• Six employee resource groups and a commitment to diversity and inclusion.
• Hybrid and remote work opportunities for certain roles.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED