Debt Consultant

Achieve • Tempe, AZ

12h

About The Position

As a Debt Consultant on Achieve’s Debt Resolution team, you will work with customers facing higher levels of unsecured debt and guide them through personalized solutions to regain financial control. Customers are often further along in their decision journey, so the role calls for a skilled, consultative approach to understand their circumstances and help them move forward confidently. You will manage a pipeline of high-value opportunities and lead conversations that combine empathy, education, and financial clarity, often closing within one or two interactions. The position is intended for experienced sales professionals who can build trust quickly, navigate complex financial conversations, and guide customers toward clear decisions.

The role offers remote and hybrid options in the Phoenix, Arizona metro area and requires a high-speed internet or fiber broadband connection. Start dates are November 30 and January 11, 2027. Shifts are Tuesday–Saturday or Sunday–Thursday, with eight-hour day shifts scheduled between 6:00 a.m. and 8:00 p.m. Arizona time. Expected on-target compensation is $75,000–$85,000 on average, with top performers earning more than $100,000 annually. Compensation consists of hourly base pay plus uncapped commissions.

Requirements

• At least 3 years of inside sales experience; consultative or financial sales experience is preferred.
• Proven success in a commission-driven role with consistent goal attainment.
• Strong ability to navigate emotional and analytical conversations.
• Experience managing a pipeline and effectively prioritizing opportunities.
• Confidence discussing financial situations, trade-offs, and long-term outcomes.
• High school diploma or equivalent.
• High-speed internet or fiber broadband connection.

Nice To Haves

• Consultative or financial sales experience.
• Ability to quickly build trust with customers in high-stress financial situations.
• Comfort leading deeper, more complex conversations rather than transactional sales.
• Ability to guide customers toward a decision, not just provide information.
• Ownership of pipeline management and results.

Responsibilities

• Own and manage a pipeline of high-debt, high-intent customers from initial contact through enrollment.
• Lead consultative conversations to understand each customer’s full financial picture.
• Explain debt resolution strategies, program structure, and expected outcomes clearly.
• Balance empathy with direction while guiding customers through emotionally and financially complex decisions.
• Drive efficient decision-making and close opportunities, often within one or two calls.
• Prioritize opportunities and conduct targeted follow-up to maximize conversion.
• Meet and exceed daily, weekly, and monthly sales goals.

Benefits

• 401(k) with employer match.
• Medical, dental, and vision coverage with HSA and FSA options.
• Competitive vacation and sick time off, plus dedicated volunteer days.
• Employee Assistance Program and physical and mental health wellness programs.
• Up to $5,250 reimbursement for eligible education expenses.
• Pet care discounts.
• Financial support through the Achieve Care Fund.
• Six employee resource groups and a commitment to diversity and inclusion.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED