Debt Consultant

Achieve • Houston, TX

4d • Remote

About The Position

As a Debt Consultant on Achieve’s Debt Resolution team, you will work with customers facing higher levels of unsecured debt and guide them toward personalized solutions to regain financial control. You will manage high-value opportunities and lead consultative conversations that combine empathy, education, and financial clarity, often reaching enrollment within one or two interactions. The role is designed for experienced sales professionals who can quickly build trust, navigate complex financial discussions, and help customers make informed decisions.

The position is remote for employees in the Dallas and Houston, Texas, metro markets and requires a high-speed internet or fiber broadband connection. Shifts are Tuesday–Saturday or Sunday–Thursday, with eight-hour day shifts starting between 9:30 a.m. and 8:00 p.m. CDT. Start dates are November 30 and January 11, 2027. Expected average total compensation is $75,000–$85,000, with top performers earning more than $100,000 annually. Compensation consists of hourly base pay plus uncapped commissions.

Requirements

• At least 3 years of experience in inside sales; consultative or financial sales experience is preferred.
• Proven success in a commission-driven role with consistent goal attainment.
• Strong ability to navigate both emotional and analytical conversations.
• Experience managing a pipeline and prioritizing opportunities effectively.
• Confidence discussing financial situations, trade-offs, and long-term outcomes.
• High school diploma or equivalent.
• High-speed internet or fiber broadband connection.

Nice To Haves

• Consultative or financial sales experience.
• Ability to quickly build trust with customers in high-stress financial situations.
• Comfort leading deeper, more complex conversations rather than transactional sales.
• Skill in guiding customers toward a decision, not just providing information.
• Ownership of pipeline and results.

Responsibilities

• Own and manage a pipeline of high-debt, high-intent customers from initial contact through enrollment.
• Lead consultative conversations to understand each customer's full financial picture.
• Clearly explain debt resolution strategies, program structure, and expected outcomes.
• Balance empathy with direction while guiding customers through emotionally and financially complex decisions.
• Drive efficient decision-making and close opportunities, often within one or two calls.
• Prioritize opportunities and execute targeted follow-up to maximize conversion.
• Meet and exceed daily, weekly, and monthly sales goals.

Benefits

• 401(k) with employer match.
• Medical, dental, and vision coverage with HSA and FSA options.
• Competitive vacation and sick time off, plus dedicated volunteer days.
• Employee Assistance Program and physical and mental health wellness programs.
• Up to $5,250 reimbursement for eligible education expenses.
• Pet care discounts.
• Financial support during hardship through the Achieve Care Fund.
• Employee resource groups and a commitment to diversity and inclusion.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED